HowBadlyDoYouWantIt #attitude #perseverance #GoForIt #desire
It’s easy to feel down when you observe what’s going on around you.
Sometimes, you have to look hard to find the good.
Sometimes, when you are in a bad mood, you have to look at what’s good in your life to pull you out of it.
You may want something that you think might be out of reach. Perhaps, it’s not.
So ask yourself these three questions: How badly do you want it? What are you willing to do to get it? When are you willing to start going for it?
There is always hope.
But hope doesn’t get you what you want. You have to add effort and desire to that hope.
So, a quest begins with desire. You have to really want something to achieve it.
Then, you have to determine how willing you are to do what it takes to achieve it.
That may be the toughest question of the three. Once you have the desire, you need to think that it’s possible. If you want it, and determine that it’s possible, the needed effort should come.
That brings us to the last question: when will you start?
If you want something badly enough, you’ll want to start doing what you need to do as soon as possible – never mind how busy you think you will be.
If your goal involves helping others, it’s always a good time for that.
Now also may be a good time to reflect on what you want to do with your life. We’ve been through, and are still going through, a pandemic that has changed many aspects of our lives.
It has provided time to reflect – to analyze what we were doing and whether it was worth it to keep doing it.
If what you were doing before the pandemic was not fulfilling your goals, it may be time to think long and hard about how much effort you want to keep putting in, without getting the results you want.
It may also be time, if you like and appreciate what you were doing, to perhaps find new ways to do it.
Regardless, keep the three questions mentioned above in mind. Use them to determine not only what you will do now, but what you will do next.
What’s next, if you do things correctly, could be just exactly what you want.
Peter
Author Archives: pbilodeau01
REMOTE WORK BECOMING A TREND?
#RemoteWork #WorkingRemotely #coronavirus #COVID-19 #FlattenTheCurve
If you thought working from home, or, at least, away from the crowded office was a temporary solution to combat a contagion, think again.
Now, 40.7 million Americans expect to be working remotely by 2026.
Meanwhile, 86.5 million freelance workers are expected by 2027.
Those statistics come from Upwork Inc. Statista data, and were part of a Bloomberg News article also published Sept. 30, 2021 in The Atlanta Journal-Constitution.
The article says that businesses, in a survey of 1,000 hiring managers, have increased their willingness to use freelancers.
The coronavirus pandemic was a catalyst for this trend. But it probably has been building for a long time.
If you are in business, it’s better to pay for tasks than hours. When employers hire people as employees, there is a tacit, if not written, agreement that the employee will work, and be paid, for however many hours they are hired for.
Sure, employers can cut, or add to, an employee’s hours at will, in most cases.
But the employers are essentially paying for time. It means more security for the employee, and more obligation for the employer.
Sometimes, that security and obligation also comes in the form of non-salary benefits, adding to the employers’ costs.
When employers hire freelancers, there is no such obligation. The freelancer performs a task(s) and gets paid for that task. That’s much less secure for the worker, but, at the same time, provides more flexibility for the worker to do other things.
The ultimate flexibility for the worker is the ability to work from home. He or she may not get as much from the employer in this arrangement, but the tradeoff (no commuting to a work site, for example) may be worth it.
For some, the fear of loss of secure employment may not be desirable. Some depend on an employer’s benevolence. But, for others, being one’s own boss, essentially, provides coveted freedom.
Given issues with child care, inflation and the increasing costs of commuting, being one’s own boss, in the long run, may be a great tradeoff to the old time-for-dollars, strict schedule model.
To work successfully from home, however, you have to be sure that distractions, like children, won’t hurt your productivity. You still have to give the boss what he or she wants, when he or she needs it.
In short, the trends toward more freedom, flexibility and freelance work are coming. That may not suit everyone, but there may be little anyone can do about it.
It’s best for everyone to prepare for those trends now. That may mean staying with your on-location job and work a gig on the side. Perhaps that gig could be your answer to following the coming trends.
Peter
LABOR SHORTAGES TO AFFECT SUMMER VACATIONS, TRAVEL
#LaborShortages #SummerTravel #labor #jobs #workers #employers
Resorts, restaurants and other entertainment venues are reporting labor shortages.
These employers say the number of applicants for work at summer hot spots are down. They may not be able to fill the jobs they have available.
NBC News reported on this problem May 15, 2022.
There are a number of issues here. First, these jobs are usually seasonal. The ideal applicant is a college or a high school student out of school for the summer.
Why aren’t they applying? There could be a number of reasons, but suffice it to say that the workplace, in general, is changing.
Since the pandemic, workplace safety is a bigger concern than ever. These young folks may be more cautious about a job that involves interacting with a lot of people, particularly if they don’t know the vaccination status of those people. After all, they don’t want to get sick, or worse, over a job.
Also, many of these jobs, particularly in hospitality, don’t pay well. As employers of all stripes are fighting over fewer workers, perhaps these students may have found other, more lucrative and less stressful job options.
Thirdly, as much as kids want to hang at, say, a beach area for the summer, what are their housing options, and are they affordable? No one wants to spend everything they earn to eat and sleep near a resort workplace.
These labor shortages contribute to the inflation we all see. If employers have to pay more to attract workers, customers will have to pay more.
That goes for every link in the supply chain. If there are labor shortages at the end of the chain, there are probably labor problems throughout.
It’s great for the economy for workers to have options. As an employer, perhaps you have to make working for you a better option. You have to find the “sweet spot” that makes you, your employees and your customers happy. It’s a tough balance for some establishments, so one has to be creative to make it work.
If you are a worker, by all means evaluate any available option you have. Money is certainly important, but a work situation that fits your needs and that you like is critical. Otherwise, you will not be happy no matter how much they pay you.
For the first time in a long time, workers are in the driver’s seat in many instances. These workers, in general, are NOT sitting home collecting government checks. They want to work, but also want to be treated well, want to feel safe and secure and want to feel, for lack of a better term, at home.
It can be a tall order to create an ideal workplace. Certainly, some jobs or tasks will be no one’s favorite thing to do. But the employer has to make those burdensome, necessary jobs and tasks as rewarding as possible.
The old idea of ruling a workplace with an iron fist will not attract or retain the best workers.
You need rules, certainly, but you also need an atmosphere that workers want to be in and want to make even better.
You might be surprised to learn that you can create such a workplace without too much hardship. You just have to think, ask questions and learn what people want.
It never hurts to ask workers what they are looking for. The answers may yield simple solutions
Peter
GRADS GLAD TO BE OUT; NOW WHAT?
#graduations #GraduationSeason #education #jobs #careers
It’s graduation season, and we tend to see it as an end.
But, it’s really a beginning.
Consider the adage: it’s the first day of the rest of your life.
Most grads have plans. Some will go to college, grad school or some other higher education. Others will get jobs. The main thing to hope for is that where you go next is someplace you want to go.
At graduation ceremonies, the exiting students will hear messages like, “find your passion.”
If your passion won’t pay the bills, exercise your passion, but also find something that will make you a living.
If you are graduating from college, hopefully you are not saddled with debt. If you are, hopefully your education will help you pay it off comfortably.
If you are graduating high school, hopefully you’ve thought long and hard about either college, work or some combination – say, work full time, school part time or vice versa.
Remember, too, that college is not for everyone. Make sure that if you go on to college, you are prepared in every way. It’s OK if you do not think college is for you. There are other endeavors you can pursue that will educate you and potentially make you a living.
Most importantly, always think about the future, no matter what you will do. One day, you could get married and have a family. One day, you will retire. On the latter, here’s hoping that you can do it on your own terms. Not everyone can say that.
Both of those life endeavors require preparation, financial and otherwise. If you have a job, set aside a portion of your paycheck — even $5 a week – for savings. Start with a bank savings account. As it grows, get some good investment advice and act accordingly.
Be disciplined enough not to dip into your savings for frivolous expenses. You want a good nest egg for your retirement. Those who retire comfortably had made good decisions when they were younger.
You CAN create a nest egg and still enjoy life now by watching where your money goes. That means prudent spending.
Also, whatever you decide to do, remember to give rather than take. As you give and help others, most of what you want will come to you.
So, as you go through graduation ceremonies, celebrate and enjoy. Then, give thought to where you go next. Work hard, but play, too. Form relationships. Make everything you do less about you and more about others.
No matter what you do, your potential is infinite if you make it so.
Go into adulthood with the attitude of setting goals and achieving them, no matter how long it may take and no matter what circumstances befall you.
It’s not what happens to you that matters. It’s how you deal with everything that happens. Finding something good in every situation is a good first step.
As stones cross your path, find ways to go over them.
Best of luck to all the grads.
Peter
TRUCK DRIVER SHORTAGE LIKELY TO BE TEMPORARY
#TruckDrivers #SupplyChainProblems #trucks #drivers #TruckDriverShortage
The shortage of truck drivers is certainly hurting the supply chain.
A New York Times article by Madeleine Ngo and Ana Swanson published Nov. 9, 2021, calls the shortage the biggest kink in the supply chain.
The article was also published Nov. 14, 2021 in The Atlanta Journal-Constitution.
The article attributes the shortage to long hours and uncomfortable working conditions.
The article tells the story of Michael Gary, 58, who took a truck driving job in 2012 to help pay off more than $50,000 in student debt. He finally quit Oct. 6, 2021.
“I had no personal life outside of driving a truck,” the article quotes Gary.
The American Trucking Associations reports that the industry is short 80,000 drivers, according to the article.
Trucking is one of those industries undergoing a transition. Decades ago, with most truckers represented by the Teamsters Union, trucking was still a tough job, but it paid relatively well.
Now, the job is still tough but is not paying well enough for some to endure the long hours, time away from home, sleeping in trucks etc. Some companies are beginning to increase drivers’ pay.
Most young workers looking for a career also can see the writing on the wall. Self-driving trucks, though not here in large numbers yet, are coming. So, why start a career that may become obsolete in a few short years?
But, as with most transition periods , this one is messy.
Though we need truckers, and lots of them, now, we may not need nearly as many in the future.
Truckers, by law, can only drive so many hours at a time. Then, they must rest a certain number of hours.
Often, those rest periods are unpaid, as is the time spent waiting to load or unload.
It’s one of those professions, as brought to the fore by the pandemic, that workers have to ask themselves whether the job, compensation etc., is worth the sacrifices to home and other personal life.
There are many songs you could hear on the radio that glamorize life on the open road. They portray it as an adventure.
But, in reality, it is grueling. To help ease the pain of being away from home, and to legally log more hours on the road, many married couples share truck driving duties.
Still, it’s a real hardship to spend that much time away from home, missing your children, social relationships etc.
In short, trucking is not for everyone. Though drivers are badly needed now, the future is likely to tell a very different story.
Peter
RETIRE TOMORROW? GREAT! THEN WHAT?
#retirement #RetireTomorrow #UseYourTimeWisely #EnjoyYourRetirement
If you retired tomorrow, regardless of your age, what would you do then?
Many, if not most, see retirement as a type of utopia – no work, sleep in, no worries etc.
In reality, many never give much thought to what they will do when they retire. They see the end of their W-2 life as just that: an end to be achieved.
They’ll worry about what’s next, well, next.
Even if money was not going to be a problem, at least in your mind, how you spend your time may be the key to a fulfilling retirement.
Some financial advisers sell themselves as a guide to their clients’ longest vacation.
But vacation and retirement are not the same. A vacation is a temporary R&R period. Retirement, when it comes, is usually forever.
Some people are retired by their employers, often before they want to be. That adds an extra burden and importance on what a person will do next. Sometimes, that does not mean R&R.
The pandemic has prompted others to retire, perhaps prematurely, for a lot of reasons: workplace safety, job insecurity etc.
So, where do these questions lead? It’s not just finances that make a good retirement, though being financially OK, even comfortable, is vitally important. But, to make a retirement successful, enjoyable and fulfilling, a person should give thought to how he or she will use his or her time, now that his or her personal rat race has ended.
In short, retirement is a state of mind, a state of health and a state of relative wealth.
It begs the age-old question: if you had all the time in the world, how would you spend it? As a corollary: if you had all the money you could want, how would you spend it?
Both are possible, at virtually any age, by making the right decisions, sticking with a plan and pursuing it with vigor and tenacity.
The adage: “do today what others won’t, so you can do tomorrow what others can’t,” applies here.
But as you do today to get to tomorrow, think about what tomorrow can bring. Think about the freedom to do as you wish. Use that time to do good for others. Use that time to pursue the things you had little time to pursue before, but always wanted to do. Use that time to make the world a better place for you, and all.
Before you get the time, take the time to know how you will spend it. Work to gain the resources that will give you the options you want. Work to clear your head of negative energy, and infuse positive energy.
Make a plan, starting as soon as possible after you start your career; follow the plan to a great degree. Certainly, you may deviate a bit to, say, buy a house, but such a decision will ultimately fit into your plan. If you make a plan and follow it, then decide how you will spend your time.
You’ve made and followed your plan. Now, make the time and make a difference.
Your world can be what you make it. So, make it with care.
Peter
ONLINE EDUCATION AND ‘NORMAL SCHOOL’
#OnlineLearning #NormalSchool, #education #teachers #studemts
Parents and students of all ages have had to deal with a lot of school online.
But two Georgia Tech computer scientists are arguing that online learning can be as effective as in-person classes.
Their book, “The Distributed Classroom,” by David A. Joyner and Charles Isbell, was the subject of a column by Maureen Downey, who writes education commentary for The Atlanta Journal-Constitution. Her column was published Sept. 28, 2021.
“No matter the age of their children, most parents favor a return to ‘normal school,’ which they define as how they learned – a teacher in front of a room and students in desks,” Downey writes.
But Joyner and Isbell call for classes spread across many locations and times, totally contradicting the belief that parents and teachers must meet together in a room at fixed times, Downey writes. (As an aside, the fixed time and classes were designed to teach kids promptness and how to follow a schedule, skills they would need in a “normal” workplace.)
“There are several features we developed of the past year that students want to continue, such as recorded classes. Going forward, I think we have to disentangle several developments that went together during COVID-19, but don’t have to go together going forward,” Downey quotes Joyner.
She writes that the professors don’t envision a student sitting at his or her kitchen table staring at a screen all day. Students can take online classes while going to school. The professors also believe online learners can form bonds with each other, as do graduate students in Georgia Tech’s Online Master of Science in Computer Science(OMSCS) program, the column says. (Another aside: if students form bonds on social media, why can’t they do so through online classes?)
Previously, a question had been posed: if Student X wanted to take a class with Professor X, who may be miles away, why can’t that happen? Professor X is teaching his or her class anyway, why not let him or her teach it to thousands, even millions, at a time?
If Professor X’s lecture time isn’t convenient for Student X, couldn’t Student X view and listen to the class on a recording?
If COVID-19 helped advance those concepts, what will education look like in the future? Instead of School X having, say, three third-grade classes, how about one third-grade teacher and several teacher aides to offer one-on-one assistance, help grade papers and other work etc. ? Yes, the students can be in a school building if that’s preferable.
It may mean that students may get to know the teacher aides better than they know the teacher, but it could save school districts lots of money and help alleviate teacher shortages etc.
Taking the concept further, how about one teacher for multiple schools, again with aides helping individual students?
The teacher would do the same work preparing for classes. Online allows for interaction among students, though, in this scenario, a teacher teaching hundreds or thousands of students would make lots of interaction between teachers and students in real time difficult.
Educators, in general, have vivid imaginations. School systems and politicians, in general, can constrain such imaginations.
We will all have a front-row seat to watch how education evolves, how student life changes at all levels and how those who study can flex their time to accomplish whatever activities in which they need and wish to engage.
“Normal school” may look a lot different in years to come.
Peter
WORKERS HARD TO FIND
#LaborShortage #workers #employers #GreatResignation #BetterJobs #entrepreneurs
Evidence suggests that jobs are easy to find, and workers are hard to find.
So writes Paul Krugman, a New York Times columnist and economist in a column also published April 10, 2022 in The Atlanta Journal-Constitution.
Krugman points out that experts, including himself, have been telling the “Great Resignation” tale, saying the pandemic has forced lots of Americans to rethink work, their jobs, child care, going back to unpleasant environments etc.
But he now points out that he has changed his mind, as new data evolve.
He says Americans are switching jobs, but going to better ones. They are not leaving the labor force in large numbers (and collecting government checks to stay home). Instead, they are going to different work.
One reason Krugman cites, attributing to economist Dean Baker, is many workers are becoming self-employed. They are gig workers, to use current parlance.
Employment figures, naturally, do not include the self-employed. “Reshuffling has involved Americans concluding that they could improve their lives by starting their own businesses,” Krugman writes.
The second reason is immigration, or lack thereof, according to Krugman. An immigration crackdown over the last several years, enhanced by the pandemic, resulted in fewer available workers. To boost the economy, Krugman says, “we should really try to reestablish our nation’s historic role as a destination for ambitious immigrants,” he writes.
In decades past, it has been argued that too much immigration takes jobs from Americans and lowers wages for U.S. workers. Today’s immigration argument, though often not voiced aloud, is that it’s less about jobs and wages and more about demographics and potential new voting patterns.
Because the employment numbers are so hidden, they blur the status of the economy. If employers can’t find workers, or have lost the ones they had prior to the pandemic, those employers should spend more time evaluating how to better attract or retain workers, rather than complain about labor shortages allegedly caused by current government policy.
Workers are out there, albeit fewer than there were prior to the pandemic. There are not a lot of eligible workers sitting home collecting checks. They are working on THEIR terms, performing services that they know how to do, for those willing to pay for them.
If employers believe that different government policy can force workers back to old ways, they will be very disappointed when it doesn’t happen.
If you (desperate employer) know someone who used to work for you, but is now in his or her own business, ask that person why he or she made such a move.
Very likely, they will tell you chapter and verse why. You may not like the answer. But, if you are wise, you will learn something from it.
Starting a business when you’ve always been an employee is a big step. Not everyone who does so will succeed. But, even if they don’t, they may never return to what they used to do, or where they used to do it.
Remember, too, that workers have more choices than they’ve had in years. Most will take advantage of better opportunities that are presented to them. Some will succeed as their own bosses. Wishing it were different, if you are an employer, will not make it so.
Peter
EVALUATE WHAT TO DO ON YOUR WEDDING DAY
#weddings #WeddingCosts #GettingMarried #WeddingReceptions #PayingForAWedding
With all due respect to planners and others associated with the wedding industry, the cost of a wedding is getting out of hand.
The average cost of a wedding ranges from $15,800 in Wyoming to $43,000 in Rhode Island. Naturally, the costs go up depending on the bells and whistles the couple wants. These figures come from an article by Kim Forrest for The Knot Real World Wedding Study, updated Feb. 15, 2022.
If you’re a young person lucky enough to have mom and dad, or someone else, willing to pay for it, go for it.
However, most engaged couples, and their families, don’t have lots of money. Therefore, spending so much on a single-day event may seem a bit, well, reckless.
Certainly, to the couple, the day may be the most important day of their lives. It may be very likely the happiest day of their lives.
News reports about wedding costs say the best way to reduce costs is to shrink the guest list. That process can be fraught with family tension.
So, if the wedding budget is important, the couple, with immediate family and friends if they wish, needs to discuss what will and will not be part of the day.
The basics include good food, good music, a cake (serving the cake as dessert can cut some cost), a suitable venue, photographer and good beverage availability (a cash bar also can save money).
Decorations, flowers, a limo etc. may be nice-to-haves, but they offer cost flexibility and possible elimination, depending on choices. A good rule of thumb is: if the couple doesn’t care about these extras, don’t worry about what’s “appropriate” or “proper.”
A volunteer designated driver(s) to take the couple and wedding party, if there is one, to the ceremony, reception and airport, or wherever they plan to spend their wedding night, can eliminate the need for a limo.
Another option: get married quietly, with a few witnesses, and throw a party later, when you may have more financial flexibility. Chances are, the later party will have fewer guests and be, perhaps, much cheaper.
All this begs a question: why have a big wedding anyway? If one or both of the couple has student loan debt, would it not be better to put the money toward that?
Also, with the housing prices as they are today, wouldn’t putting the wedding money toward a house purchase be a better investment?
Certainly, there are reasons to have a big wedding, if you choose. As previously stated, it may be the most important day in the couple’s life, and, therefore, worthy of a big celebration. There is also the thought that if invited guests all gave gifts, that the couple would get back (in money or merchandise) what they shelled out for the day.
At today’s costs, that argument may not hold up.
In short, if you are an engaged couple, give lots of thought about whether to have a big wedding, or how elaborate it will be.
Evaluate all other potential uses of the money you will shell out. Will there be better long-term value to put that money in something other than a one-day party? (Some weddings last more than a day, but it’s still a short-term event).
Also, though it may be difficult to think about, what will the day be worth if the marriage, for some reason, doesn’t last?
Wedded bliss does not have to come with extravagant cost. The thought process leading up to the eventful day may be the most valuable thing a couple can create.
Peter
RETIRE ASAP? GO FOR IT!
#EarlyRetirement #retirement #jobs #work #time
Are you planning, or would you like to, retire early?
Most, probably, would say, “of course.”
Others don’t plan to retire, unless forced to.
Still others would insist on a definition of “early.”
Wes Moss, who writes a Money Matters column for The Atlanta Journal-Constitution, and has a same-titled radio show on WSB radio in Atlanta, gives five reasons to retire as soon as possible. He discussed them in his Oct. 10, 2021, column.
Moss’ five reasons: drive time, no love lost for your job, a roller-coaster schedule, a lack of recognition for what you do and being capped out in terms of financial advancement.
Let’s talk about each of these. First, commuting can be a bear. It takes time from your life as a whole, it adds stress to your body and it’s costly, in terms of fuel and wear-and-tear on your vehicle.
Moss also says that grueling commutes can cause stress in a marriage. According to one study, people who drive at least 45 minutes each way to work are 40 percent more likely to get a divorce, Moss writes.
Work-from-home, or remote-working trends inspired by the COVID-19 pandemic may change commuting patterns for the long term. If your employer is flexible in this area, you might decide to work longer. Think of having a beach house, or mountain cabin, from which you could work. Would that interest you?
Perhaps you don’t really love your job, or even like it, as Moss points out. Would working from home change that perception? If you are just grinding out a living at a job that, to be kind, doesn’t inspire you, Moss suggests perhaps finding a new way to parlay your skills by consulting, or starting your own business.
Remote-working options may alleviate another of Moss’ concerns – the roller-coaster schedule. Many people have jobs in which they have to be on site at specific times. Those times could vary from week to week, turning one’s body clock upside down. If you have one of those jobs, chances are you don’t like it. If you can get out sooner, you should.
Being recognized for your good work is also important. Your boss saying nice things about you and your work are fine, but you probably need more tangible rewards. If those are not forthcoming, maybe it’s time to go.
You may also be at the very end of the pay scale for your job category. If so, then ask yourself: am I just marking time for my pension? Or, especially if there is no pension, could I go somewhere else and advance financially? If you are at the top of your pay scale, you may be near retirement age anyway. If you can afford to retire, do it.
There are many things to learn ahead of “early” retirement regarding health insurance expenses and, more importantly, what you will do with your time.
You also have to study the likelihood, even though it’s tough to predict, whether one day you will come to work and be forcibly retired, or otherwise unemployed. Know that if this happens to you, you are not likely to be forewarned.
So, think about your situation, and do what is best for you. At the same time, realize that there are ways to escape bad work situations, if you need to.
In short, if you like your job, stay as long as they will have you. If you don’t like your job, stay open to other options. They are out there.
Peter