ARE YOU THINKING ABOUT THE FUTURE, OR THE PRESENT?

#future #present #PlanningForTheFuture #PlanForTheFuture
To paraphrase a Valero TV ad: Why do we focus so much on the future, and not enough on the present?
There are many ways to think about this. So, let’s start with the present, since there is no time like it.
There’s an adage that says, “Do today what others won’t, so you can do tomorrow what others can’t.”
In other words, use the present to plan for the future.
Another school of thought says, “I want it now.” Yet, sometimes forgoing immediate gratification bodes well for your future.
A third thought is, “Carpe Diem,” or “Seize the Day.” But if you seize today, will you have enough to seize tomorrow, or next week, next month, next year?
Certainly, what one does today can help, or hurt, him or her in the future. That one extra cookie, tasty as it is, may leave some extra weight tomorrow. It may be extra weight you will not want, but will have difficulty getting rid of.
At the same time, putting a penny in a piggy bank today, and every day, will get you started on saving for your future. Of course, you MUST have the discipline not to raid your piggy for an impulse buy. And, once you fill that piggy with a penny a day, you have to have the wherewithal eventually to take it to a bank and start to make your money work for your future.
Indeed, focusing on the present, with the right activities, will go a long way to ensuring a good future.
One difference between the present and the future is knowledge. We may not know what the future will look like, but we certainly know what the present looks like.
If your present, as you see it, is not looking good to you, it’s imperative to think about what YOU can do now to make your future better.
Yes, that thought process might involve enduring the present unpleasantness for a time, while you act on finding a good future.
Also, thinking about a good future can relieve some of the stress of a not-so-great present. But, thinking alone will not bring about that good future. You have to think it, certainly, but you also have to know what you have to do to get to it. Then, of course, you have to go about doing those things now.
In short, the present and the future are not necessarily discrete entities. But they can be if you want them to be.
The future, of course, means you will be older. There may be things that you can do now, that you won’t be able to do then. If those things you can do now will help you later on, do them while you are able.
There are also everyday habits in the present that can help, or hurt, your future. Keep the helpful habits and lose the hurtful ones if you can.
Though you may not know what the future will bring, prepare well for it. Be flexible enough to alter your plans as needed, while being steady enough to do the things you are certain will help you later.
Enjoying the present and leaving the future to chance is perilous. No, the future doesn’t take care of itself. But, there may be things, good and bad, that will come your way that you cannot anticipate. Then, it’s a matter of dealing with the future as the present when it comes.
So, enjoy your present, but have an idea what you will need to do to ensure a good future. You will thank yourself later.
Peter

PASSION, BILLS AND LIFE

#passion #bills #life #DoWhatYouLove #jobs #LoveWhatYouDo
“Passion doesn’t pay bills.”
So says the beginning of a TV ad for Etsy.
This makes one think of childhood, and something everyone’s parents may have said.
You may passionately want to be a rock star, the conversation then proceeds, but not everyone can be a rock star. You have to find something steady that will make you a living.
Play your guitar at home, during your off hours.
It’s certainly true that not everyone who wants to be a rock star will be. Competition is fierce, and there’s a lot of talent out there. The difference between one who makes it as a rock star and one who doesn’t may involve a lucky break or two, or meeting the right person.
But the conversation with one’s parents almost always seems to devolve into encouraging the child, regardless of age, to settle for something he or she may not want.
We can extrapolate further. How miserable, and regretful, will this child be 40 years later that he or she did not pursue his or her passion?
Very likely, a lifetime of paid bills may be no consolation.
One should have a twofold consideration in the pursuit of life. What do you WANT to do? What do you have to do to get what you want? If you don’t get what you want immediately, what do you do in the meantime? The second part is: What do you do to ensure you have a good life throughout? What plan do you put in place to make that happen? How do I make enough to live well, save well, invest well for the future etc.?
The answer is to be both idealistic and practical. Give yourself some time to pursue your passion. If you fail initially, put a Plan B in place as you continue to pursue your passion. What you earn in Plan B can buy you time to get to Plan A.
Sock away a portion of what you earn toward your future, and invest it prudently. Don’t raid that stash for frivolous expenditures.
Perhaps you are the person who has not yet found his or her passion. Perhaps you started with a relatively secure Plan A, and it is treating you OK. You are content. Yet, you want something more.
(Remember, too, that secure Plan A’s are fleeting. They may not last as long as you want them to.)
Or, you may have a passion that is not necessarily paying your bills, but you want to keep pursuing it.
In short, if you have a passion, don’t be afraid to pursue it. Pursue it because you enjoy it. If it pays off financially, consider yourself fortunate. Do something, preferably something you don’t hate, to accommodate your practical needs for as long as you need to. (Hopefully, for as long as you want to.)
Try to live the life you want with few regrets, so you can reach your death bed not wondering what could have been. Not everything you want to happen will happen, but make sure that if things don’t happen, it is not because of something you did, or didn’t do.
Passion may not pay all of your bills, but if they pay some, you would probably have achieved your goals. If they don’t pay any bills, make sure your Plan B does not stop you from pursuing your passion.
Peter