#employerspying #privacy #spyingonemployees
Imagine your boss forcing you to download an app on your personal cell phone that would allow him or her to monitor everything you do, everywhere you go, both at work and at home.
Would that bother you? What if deleting that app from your phone got you fired?
Heather G. Anderson, a lawyer with the Miller Anderson Law Group, discussed this in a column in the June 21, 2015, edition of The News Sentinel newspaper in Knoxville, Tenn.
Many employers equip their company vehicles with GPS systems to monitor their whereabouts at all times, Anderson says.
Now, a California company has opted to require employees to download an app on their personal cell phones, so they can monitor what the employees are doing at all times, she says.
Certainly, employers can have legitimate reasons to monitor people. They certainly don’t want their employees goofing off, or dealing with other personal issues on work time. Employers may even want to track employees and vehicles in search of better and quicker responses to problems, more efficient use of company property and employees’ time etc.
The big question becomes, what about an employee’s privacy? Anderson says employees expected privacy in the workplace by locking desks, password-protecting documents etc. But employers have discovered that some employees abuse the latitude they are offered in the workplace.
So, Anderson says, if you are an employer, and you don’t want to offer your employees any privacy while on the job, including Internet and cell phone use, you need to spell that out.
But what about monitoring an employee outside of work? Anderson says many states have laws regarding employee monitoring, and some require permission in advance from the employee to do so. Others make it illegal to fire an employee based on lawful activity outside of work, unless specific exceptions apply. Tennessee does not have any off-duty conduct laws, she adds.
Anderson recommends, as one might expect, that employers check with an attorney to determine the rights and risks involved in setting up a monitoring policy.
Many employers will try to get away with anything to learn as much as they can about someone who works for them. They delve into a person’s social media activities, do background checks etc. A rule of thumb here for an employee or prospective employee: if you have something you don’t want your employer or prospective employer to know, don’t put it where it can easily be found. Better yet, keep it to yourself.
The bigger questions, besides the legal ones, become: what limits do employers have? What expectation of privacy should employees have when they go to work someplace? An employer’s curiosity may not stop with the interview question: what are your hobbies?
Of course, you can eliminate the possibility of an employer snooping on you by becoming an independent business person. How? For one of the best ways, visit www.bign.com/pbilodeau. You can work for yourself, not by yourself, and create the freedom to do what you like, without anyone watching. Of course, it’s always best to do good things, even when no one is watching.
As employers look for tighter leashes for their employees ostensibly to improve their bottom lines, they risk sending great, or potentially great, employees out the door. If you are one of those great, or potentially great, employees, your options may not be as limited as you might believe.
Peter
Tag Archives: employees
PUBLIC VS. PRIVATE: BE AN IMPACT INVESTOR
#investors #publicprivate #impactinvesting
Who will solve the great problems of the nation and the world?
Will it be governments or private citizens?
Or, will it be a little of both?
It was thought that private citizens would never solve anything unless they can make money – gobs of money.
Governments, on the other hand, don’t have any money, but spend it anyway, sometimes futilely.
New York Times columnist David Brooks discussed the new concept of “impact investing.” That is private money going into investments that attack some of the world’s problems. The Atlanta Journal-Constitution published his column Feb. 3, 2015.
Brooks says that the private market, prone to devastating crashes and producing widening inequality, combined with gridlocked, ineffective government aren’t getting the job done.
So a group of smart people with opposable minds – part profit-oriented and part purpose-oriented – have created organizations that look a little like businesses, a little like social-service providers and a little like charities – or some mixture of the three, Brooks writes.
They are creating new impact funds, social stock exchanges and include players like Goldman Sachs and Credit Suisse. The first wave of this sector was led by Ben & Jerry’s ice cream. Now you have an array of capitalist tools ranging from B Corporations like Warby Parker, which gives free glasses to the poor, to social impact bonds. Brooks writes. He quotes at 2010 report by the Rockefeller Foundation and JPMorgan that says impact investing capital could amount to $1 trillion by 2020.
So what’s happening here? Did government failures in helping its people make wealthy people feel guilty – guilty enough to accept a potentially lower profit to help lots of people?
Capitalism is a marvelous institution that has gotten a bad rap. People are beginning to realize that it’s not how rich you become that matters, but how you become rich. Did you do well by doing good? Were you helping others succeed as you were succeeding? Once you’ve achieved success, did you hoard all your gains, or did you use them to help those worthy of your help?
It’s clear not everyone is going to get rich. But there are many vehicles out there that allow ANYONE to get rich. For one of the best, visit www.bign.com/pbilodeau. Check out a model in which success only comes by helping others succeed.
Think back to the days when you were young, and just starting out in the workforce. You probably had an entry-level job for, say, a small business. When the time came for you to move on to other things to better your life, how did your boss treat you when you left? Was he wishing you well, telling you he was proud to have you work for him and offer any lifelong assistance (not necessarily financial) that you might need? Or, was he the type that was upset that you were quitting and leaving him short-staffed? The former likely was a pleasure to work for, because he looked out for you, and you, in turn, made sure you did your best for him. The latter likely had employees who were indifferent toward the boss, didn’t care whether his business succeeded and probably worked under a good deal of stress.
If you become a boss, which kind would you like to be? If you become an investor, which kind would you like to be? People who work hard on being better people tend to have success follow them. Those who don’t, and still achieve success, probably have lots of current and former employees, who got relatively little in return, to thank.
Peter
DON’T WORK TOO HARD?
#workhard
We’ve all had friends who have, usually as they are leaving us, wishing us well and telling us not to work too hard.
Our parents, teachers, coaches and other mentors all tell us that hard work is required to get almost anything.
So why would our friends tell us not to work too hard?
Let’s forget for a minute work-life balance, and overwork-induced stress. Our friends don’t want us to work too hard because we might give our employers more than the employers are paying for.
Most good, conscientious people don’t want to be deliberately unproductive, or give less than they know they should. Most of them want to be as productive as they can be. Some will risk their physical and mental well-being to be so.
There’s nothing wrong with wanting to do things right, and pleasing your boss. But there should come a point at which one asks himself, who’s working for me? If I’m working for him or her, is he or she also working for me? If I am helping him or her get what HE or SHE wants, is he or she returning the favor?
Many people believe that they work for a paycheck. They get so busy doing that, they don’t even think about their own big picture. Sure, your boss might ask you in a performance review where you want to be in five years, 10 years etc. You give some pat answer, even if you KNOW you may not want to be in that place, doing what you are doing now, all those years later.
Even people who want to be doing something different in the future are so consumed by their circumstances that they not only can see no way out, but also they won’t even consider great alternatives that may be presented to them.
Those that do consider alternatives sometimes find great things that they never knew existed. To do that, one has to be willing to look. Serendipity is great when it happens, but, generally, one has to be willing to look for alternatives to find them.
If you believe your current situation needs to change, AND you are willing to see what might be out there to help you change it, visit www.bign.com/pbilodeau. Some may not find what they are looking for there, but others may find just the thing. You may also find not only that you can work hard for you, but others will work hard for YOU!
Polls show people dismayed, pessimistic and downright hostile to the future. But, when one looks at facts, rather than conjecture, he will likely find many good things out there to be had. He will also see that he can HAVE them by doing something a little different.
In short, don’t work too hard for someone else. Work hard for you! Very few others will work for you. Do what you need to do to make your situation better. Complaining requires energy that you need to do what you need to do.
You don’t have to abandon what you have, but you may need to have a different attitude about it. Good, hard workers in bad situations know that the situation is only temporary. They know that one day, what they want will be theirs.
Have a good mind-set about any task you perform. Always believe that the future not only can be bright, but you will make it so.
So, work hard, but have a reason, besides a paycheck, to do what you are doing. Take steps to get control of your future – control that no one but you can take away.
Peter
POWER: IT’S ALL IN HOW YOU USE IT
Every dispute, situation or dynamic is centered around power.
Those that have it tend to want to use it to control others.
Those that don’t have it look to find something they can use as a weapon against those in power.
When terrorists cannot implement their agenda, they use terror tactics to inflict damage against those whom they cannot conquer.
When a criminal wants what someone else has, knowing that person would not give it to him willingly, he gets a weapon to force the exchange.
Our only hope is that those who gain power use it to help others, not hurt others.
Anyone can gain power. Most of those who are successful in business, for example, didn’t get there without hard work, good fortune and some help from others. Now that they have achieved their success, are they using it to take from, or give to, others? And, in the process, are they using, or otherwise taking advantage of others to achieve their goals?
Some see power as evil, unless they have it. Power does not have to be evil. It can be very good, if used properly. Of course, it can be evil if not.
How do we use power for good? We use power to empower. We use power we have achieved to empower others. For example, we use our power as parents to empower our children. How? By acting toward others in ways you would want your children to act toward others.
You see, you can tell children anything, but what you tell them won’t matter unless they see you acting the way you are telling them to act. You can tell a child to stay away from drugs, but if you are taking them yourself, chances are your children will follow your actions.
If you are an employer, you can’t expect your employees to give you their best if they believe you are not giving your best to them. They have to see you act in the way you want them to act, and you have to reward them the best way you can if they perform well.
If you are a teacher, your students will follow what you DO, more than they will follow what you TEACH. Actions are the best teacher. Students can learn from books, but they will learn best when a teacher not only acts professionally, but shows the students respect. A good teacher empowers.
Anyone can get power. Almost no one is powerless. One just has to think right, find what they need to get power, then empower.
You are just a “working person,” you say? Your current job may not give you the power you want, but there are many ways outside of your job that you can gain power. For one of the best, visit www.bign.com/pbilodeau. You may find the classic tool to not only give you power, but give you the power to empower.
We all believe that if we had the power, we would use it wisely, and for the benefit of others. For some, achieving power changes them for the worse. Still others who gain power change for the better.
Some who gain power just want more of it, and will do what they must to get it. Others who gain power just want to give themselves to others and empower.
If you had power, would you distribute it or hoard it? Doing the latter could eventually come back to bury you. Doing the former could change the world for the better.
To paraphrase an adage, power can corrupt. Absolute power can corrupt absolutely. But the opposite can also be true. Power can enhance. Absolute power can enhance absolutely. It all depends who has it.
Peter
YOUNG VS. OLD IN A CHANGING WORLD
It started in the 1960s.
Young people wanting something better than – or, at least, different from – what their parents had and cherished.
Some 1960s protests turned violent. Today, in countries all over the world, the protests are very violent. The police and military in many countries are turning on their own people – largely young people – for trying to change the status quo.
Reporters David Kirkpatrick and Mayy El Sheikh discussed the chasm between young and old in Egypt, which has already overthrown its longtime dictator. But in that country, the “new” government hasn’t given them what they want.
The reporters’ story was published in the Monday, Feb. 17, 2014, edition of The New York Times.
We see it in countries all over the world – Syria, Ukraine etc. Young people want more freedom. Young people want to be who they really are – not who their parents or other elders want them to be.
If you are young today, the world is very different from that in which your parents grew up. Jobs are scarce. Employers are reorganizing every five minutes. So, even if you are lucky enough to land a good job, you can’t expect it to last.
Your parents may not understand you. They want what’s best for you, but may not have a clue what that is. All they have to go on is what was best for THEM.
If you are older, you shake your head at the younger generation. After all, your “dream” was a secure job with benefits, some advancement potential and a pension when you retired. If you got that far and achieved that: congratulations. But those younger than you may never see that. They will really have to be diligent to have financial security when they are your age.
Yes, the world is an ocean liner. It is certainly not a cruise ship, but in many cases it turns just as slowly. Make no mistake, though. It is turning. Perhaps it is not turning as quickly as the younger people want, but it is turning. When it turns, it will go in a very different direction.
Companies and employers have experts watching the ship, and trying to determine which direction it will go. Unlike the world of the past, this world will be turning constantly, as innovation in communication, manufacturing and technology evolve, and re-evolve.
Innovation, combined with education, give young people the courage to be who they are, not who their parents or elders want them to be. They have different, and more modern, ideas about how to live. In their minds, if they are going to survive, they have to fight for what they believe in. They have to fight for the freedom to be what they want to be.
In a changing world, we – young and older – need to have a Plan B. If the world changes in a way we don’t like, we need something that will give us the security to be who we are, and want to be. We need something that will allow us the freedom to not be dependent on an ever-changing employment situation. There are many ways to accomplish this. For one of the best, visit www.bign.com/pbilodeau.
Meanwhile, fight to be who you are in an ever-changing world. At the same time, let others be who they are, as long as they mean you no harm. Throughout the world, give the young people the freedom they so crave. With freedom comes innovation. Innovation will come, whether we want it to or not. So let people innovate.
If you are older, you must realize that change isn’t all bad. If you are younger, remember that your elders are fighting to keep what is dear to them. When young and old understand each other, the world will be more peaceful and prosperous for all. As Paul McCartney’s mother told him years ago, “Let It Be.”
Peter
HEALTH INSURANCE AND JOBS
If you are fortunate enough to work for someone who provides you with health insurance, count your blessings.
But also know that it probably won’t last.
Not only have state and the federal governments set up insurance exchanges, companies are also setting up private insurance exchanges.
Leading the trend is a company called Towers Watson, whose CEO, John Haley, was profiled in the Oct. 31, 2013, edition of USA Today.
Having health insurance with your job used to be a beautiful thing. Not only did a company pay you a salary and contribute toward your pension, it also paid a portion of your health care costs in the form of insurance.
If you hung around the company long enough, you could stay insured until Medicare kicked in.
But the recession that started in 2008 changed that mind-set. People lost jobs, and, therefore, lost their health insurance. People started to seriously question whether it was a good thing to have health insurance tied to a job. It was bad enough for a person to lose a salary. But losing health insurance compounded the problem many times over, especially if that person had a sick family member, or were sick themselves. Never mind what the stress of unemployment might do to their health.
Working people really began to wonder whether it was really good to have an employer have that much power over one’s life.
But modern companies want to provide good employees, and prospective employees, with the best packages possible. They understand that without good people, they will not thrive, and they will not survive over the long term.
Yet, health insurance as we know it is a serious cost to employers. Private insurance exchanges may be a vehicle to reduce those costs, and still provide affordable insurance to employees. If they can be devised so that the employee doesn’t necessarily lose benefits if he is laid off (he may lose the company subsidy), these exchanges might be the perfect solution.
We all want affordable health care. We all want to be able get the care we need under any conditions, without impoverishing ourselves or our families.
Between the government exchanges and the private ones, we might be on to a good, long-term solution.
Sure, the federal exchange Web site has had glitches. These, hopefully, are fixable. We might have to tweak the Affordable Care Act as time passes, to make sure it’s as effective, and inexpensive, as it can be to those insured, while not creating too big a government expenditure.
What if you had enough money on your own to buy whatever insurance you wanted? That would be ideal. If you are looking for a way to do that, visit www.bign.com/pbilodeau.
Meanwhile, shop carefully on whatever exchanges which you are allowed to shop. Choose the plan that is right for you. Also remember that paying penalties is throwing money away. Even though it might cost you more, when you buy actual insurance, you are at least getting something for your money. So buy insurance. You, your family and your community will be healthier for it.
Peter
WORK, INSURANCE AND THE FUTURE
The media is abuzz with stories about employers cutting full-time workers back to part time because they believe health care reform will be prohibitively expensive.
If you are in that situation, there is a silver lining.
The time your boss has freed up for you is time you can use to find other ways to make money.
Now, you may say you are just a working stiff, and you need all the hours your boss can give you – not to mention the insurance benefits he might be taking away.
You also might think that this is temporary. Your boss will see what a penny-wise and pound-foolish decision it was to cut your hours back, and the extra hours you would give him will more than cover what it’s costing him in salary and benefits.
After all, if he didn’t need you for 40 or more hours, he wouldn’t have hired you for 40 or more hours. He would not have been that stupid, would he?
It’s tough to call this decision by some employers a knee-jerk reaction. It’s been talked about for a long time. But it may indeed be short-sighted. Your boss may just complicate his life more than he realizes if he does this.
For example: he’s probably going to have to hire another part-timer to cover the hours he is taking away from you. That part-timer may not be as good at the work as you are, or have as much experience. He’s going to have to allow for time for the new guy to get up to speed. How many sales, or how much productivity, will he lose by that? How much is that worth to him, in the overall scheme of things?
Retired syndicated radio talk-show host Neal Boortz talked about this Monday, Aug. 19, 2013, while filling in for his replacement, Herman Cain. He says that temporary employment agencies might find an opportunity in this tumult. Temporary workers would be great at filling in the gaps left by cutting back full-timers to part time. Well, bosses, good luck with that!
Good, long-term employees have a value that you can’t measure entirely with salary and benefits. Some years ago, there was an adage among employers: in the first three years of an employee’s tenure, that employee was giving you more than you were paying in total compensation. After three years, as benefits and salary increase, the employee was suddenly costing you more than he was giving you back in labor.
But the intangibles that a good, long-term employee gives his employer can be overlooked. For example: the person who’s been in the job for a few years can usually do it with minimal direction and supervision, presuming he is a good, loyal worker. He might even see things in the job that the boss doesn’t , and create efficiences he doesn’t even realize.
Yes, employers, this is real money thatmay or may not be obvious – until that person is gone for a time. So why would bosses do this to those folks who have made them prosperous?
As for the employee, the unintended gift your boss may be giving you is time to check out other ways to make money. There are many, but to look at one of the best, visit www.bign.com/pbilodeau. It’s been said that some people work full time at their jobs, and part time on their fortunes. If you now are working “part time” at your job, here’s your chance to gain time to work on your fortune.
One day, your boss may be surprised that the good person he’s had for years is leaving “to pursue other (more prosperous) opportunities.” All this, because of pre-hyped fear of insurance costs. Let’s hope the temporary worker he hires works out. Good luck with that, bosses!
Peter
FORMAL AUTHORITY VS. MORAL AUTHORITY
Dov Siedman, author of the book, “How,” says there are basically two kinds of authority in the world: formal authority and moral authority.
The former can be (pick one: taken, granted, elected, appointed). The latter must be earned through respect from those over whom one has authority. He’s not talking about COMMANDING respect, he talking about gaining true respect through leading by example and giving the people what they want and deserve.
New York Times columnist Thomas Friedman referred to Siedman in a June 2013 column about protests in Turkey. Friedman says Turkish Prime Minister Recep Tayyip Erdogan has lost the respect of his people. He says they don’t want to overthrow him, as has been done, or is in progress, in other Muslim countries. They just want him to know that he is making or changing rules about religion and other things, and they don’t like it. They just want him to, as Friedman puts it, back off.
But Siedman’s work can be applied to other parts of life. In fact, Siedman’s company, LRN, advises CEOs on how to gain more moral authority within their organizations.
Think of any work situation. Is your boss (pick one or more: overbearing, incompetent, cheap)? Do you hate going in there, but have to so you can put food on the table? If you were in your boss’ shoes, how would you run the place?
You don’t gain respect by edict. You earn it by your behavior. Think of it this way: if you were in your boss’ shoes, would you think you’d have a better, even more profitable operation if the people working for you genuinely respected you? If they talk at lunch, or after work, are they maligning you or are they admiring you? If you already have some authority over people, even your children as a parent, you need to be concerned about that to a great degree.
Sure, you are going to take some actions that not everyone will like. But if you have their respect overall, they will understand why you did it and work with you. It makes for a much smoother and, if it’s a business, generally a more profitable operation.
The other advantage of leading by example, and behaving so those on your team respect you, is you say less to them. They will follow what you do. Words can be misunderstood or misconstrued, but actions provide much clearer meaning.
If you are starting, or want to start, your own company, think about Siedman’s work and earn moral authority from the employees you ultimately hire. They will thank you for it by their actions. And you might actually enjoy giving priority to THEIR success first. It will pay you dividends that are worth more than money.
If you want to start a company, even if you are working for someone else, visit www.bign.com/pbilodeau. You should be able to spend a little time building your fortune without interfering with what you are already doing.
If you are a boss, test out your moral authority. Go to lunch with your folks, or meet them after work. If they welcome you, you may already have moral authority. If they find reasons not to include you, you know you have work to do.
If you don’t care what they think of you, you have some thinking to do. It could take you a long time to earn their respect. In fact, you may have to do it gradually as newer employees join you. It takes lots of energy to be a dictator and hold power when those below you hate you. It takes far less energy and stress to earn moral authority.
Peter
CORPORATE SOCIAL RESPONSIBILITY
We’ve seen the corporate world evolve over time.
Years ago, making money was all that mattered.
Then, as the labor movement took hold, being a good employer was important.
Today, being a good corporate citizen has become critical to one’s reputation.
Business authors Archie Carroll and Ann Buckholtz define “corporate social responsibility” as “economic , legal, ethical and discretionary expectations that society has of organizations.”
As David Bohan, founder of Advertising, wrote in the Tennessean newspaper in May 2013, CSR must become part of a business plan, no matter the size of the business.
Companies must have a strong bottom line, but cannot get greedy. They must treat their employees, shareholders and customers well. They must show their communities at large that they are givers. They must act responsibly in everything they do.
To paraphrase S. Truett Cathy, founder of the Chik-fil-A sandwich chain: earn your money honestly, spend it wisely and give the rest of it away.
You earn your money honestly not just by avoiding illegal activity, but also by treating others as you would want to be treated. If someone works for you, help them be successful and pay them what they deserve. Don’t just pay them as little as you can get away with. If someone buys from you, bend over backward to make sure they are satisfied. In fact, give them more than they pay for. Don’t try to deceive them with inferior products.
If someone invests with you, make sure you do everything in your power to make that investment pay off. Don’t “cook the books” to make the company look better than it is. Don’t make money for yourself while your investors are losing money.
In short, make sure those around you are successful FIRST, then let success come to you.
If you operate in a community, be it a locale, a professional organization or a general citizenry, make sure you are making that community a better place. As a corporate citizen, you have the resources to give your community much of what it needs. You are also responsible to make sure your products are not damaging or polluting that community.
If you do the right things, and do things right, you will profit. If you focus on helping others, others will help you. If your bottom line is about helping others, you should see a nice bottom line for yourself.
Think of others first, and others will think of you. It’s not how much you get that is important, it’s how much you give.
If these ideas resonate with you, visit www.bign.com/pbilodeau. You will learn how to help others in a big way, and reap rewards for your good deeds. As a corporate citizen, companies learn that selfless behavior ultimately yields the best results.
Peter
CLIFFHANGER, BUT ALL SHOW
It was a real cliffhanger.
But the politicians recently avoided a fiscal cliff that they had created. Yep, they even set up another one to come in a few weeks.
Besides disgust at those who supposedly serve us, there are other ways to feel about all this.
Getting down to brass tacks, or, should we say, brass tax, generally taxes only trend up no matter who we are, and how much we earn.
That said, we should not let taxes alone decide how we conduct our economic life.
We heard stories on talk radio and other places during the election campaign about people who were willing to expand their businesses, or open new franchises, but declined out of fear and uncertainty over the tax and regulatory atmosphere.
To those who will pass up expansion opportunities for these reasons, remember one thing: if the expansion opportunity is economically viable – in other words, if you would increase sales by expanding – if you don’t do it, someone else will.
Sure, you have to be conscious of costs. If the opportunities are marginal, or very high risk, caution is warranted. But if the need is there, and the market is there for what you do, you can figure out how to expand and still turn a good profit despite the tax and regulatory milieu. Or, someone else will.
IT’S WHO YOU ARE, NOT THE GOVERNMENT MILIEU
Such decisions have more to do with the type of person you are, than the so-called government interference. If you are the type who start businesses and employ people and try to get as much out of them for as little as you can get away with paying them, then it would make sense that you would be cautious about expanding. After all, you don’t want to be FORCED to take care of your people.
But if you are the type of person who succeeds by helping others succeed, and who realizes that your success is dependent on others, you would be less concerned with the tax and regulatory milieu and more concerned with whether your business will do better by expanding.
If you are not a business owner, but an employee of one, think about how you are treated at work. Does your boss help YOU succeed? Does he realize that YOU are helping make him rich, and reward you accordingly? Sure, every business is different, and rewards can come in various forms. No one will ever get rich by flipping burgers or making pizzas.
But if you are in those kinds of jobs, does your boss do the little things that help make your time there a little bit better? Does he realize that you are working hard, and do not plan to do this the rest of your life? Would he be proud the day you moved on to better things?
Or, is your boss the type to work you to death, and believe that he’s given you a job and you should be grateful? He knows you won’t do this the rest of your life, but, the day you leave, he curses you out for leaving him short of help.
The lesson here is that business people and entrepreneurs get more from their staffs by recognizing that they can’t do it alone. They appreciate everything their employees do for them. They treat them like family. Most of all, they work to make THEM successful, either in the line of work in which they are employed, or other, more advanced lines of work. They heed the words of the late Zig Ziglar, who said that if you help others get what they want, you’ll get what you want.
If you are an entrepreneur looking for a good business opportunity, or an employee looking to break away from what you are doing, visit www.bign.com/pbilodeau. You may care about what goes on in Washington, D.C., because you want to be a good citizen. But you won’t worry about the tax or regulatory situation because it won’t matter to you. Imagine having a goal to have a six-figure TAX BILL! And, you’ll succeed only by helping others succeed with you.
You may watch manufactured cliffhangers on TV, but you will always be on solid, even wealthy, ground with all the friends you helped.
Peter