#millennials #BabyBoomers #economy
Home prices in Seattle are soaring.
So, Kathryn Jacoby, 30, and Jeff Whitehill, 32 came to a sobering conclusion: buy now, before prices went up further, or they may never afford to own a home. They bought a 72-year-old house for $550,000. It may be more than they can afford on their combined $110,000 annual income, but they felt time was not on their side.
George Erb wrote of the couple’s plight, and that of other millennials, in the Seattle Times.
Meanwhile, Rodney Brooks writes of how baby boomers are bridging the Generation Gap. His article for The Washington Post was based on Lori Bitter’s book, “The Grandparent Economy: How Baby Boomers Are Bridging the Generation Gap.” The book focuses how baby boomers may be taking care of several generations of their family, be they their parents or their children who may not have recovered financially from the Great Recession of 2008.
“The real story is they (boomers) may have two or three generation of people living in their homes that they were working their butts off to support,” Brooks quotes Bitter. That puts their retirement plans in some peril.
Both Erb’s and Brooks’ articles were published in the March 6, 2017, issue of The Atlanta Journal-Constitution.
Meanwhile, Ron Lieber wrote in the New York Times of financial trade-offs people make, whether they know it or not. Some take two or three jobs just so they can raise their kids in a certain neighborhood. Others experience life now, perhaps after the sudden death of a relative, lest they not get to do it again, etc.
Lieber’s article was published April 24, 2017, in The Atlanta Journal-Constitution.
Let’s break this down a bit further. If you are young, you need to be actively engaged in financial planning, including not only what you earn, but what you spend and what you save. The young couple in Erb’s article believed that housing appreciation was going to continue for the foreseeable future, so they extended themselves a bit to buy a house.
If that holds true, they’ll appreciate that decision later. However, there is much peril in the meantime. They borrowed $30,000 from Jacoby’s parents, and Whitehill has a $60,000 student loan to pay off.
Hopefully, they can pay down those debts and they will earn more income over time. The latter is far from guaranteed, making the former more difficult.
Rather than borrow money from parents to help buy a house, some young people are still living with their parents, as Brooks’ article discusses.
The point here is that all generations alive today face financial challenges. The trick is doing what you need to do to overcome them.
With technology and globalization throwing a monkey wrench into job security, people in all generations might want to think about ways to earn extra income, preferably without taking a pound of flesh from themselves, or having no time to really live.
There are many options available to accomplish this. To hear about one of the best, message me.
With job security far from assured, no matter in what field one is employed, financial risks become that much riskier. Still, taking no risk at all generally doesn’t get one very far. As long as the risks are calculated, and one plans accommodations to alleviate some of the peril, there’s no telling what the payoff can be.
Here’s wishing the millennials great financial planning skill, and baby boomers great coping skills as they deal with their issues.
Peter
Tag Archives: The Atlanta Journal-Constitution
NOT EVERY JOB IS FOR EVERYONE
#jobs #employment #income
Is the job you have the one you want?
Are you enjoying what you are doing for work, or are you just going through the motions to draw a paycheck?
Stephanie Merry tackled this subject for The Washington Post. The article was published in the Feb. 6, 2017, edition of The Atlanta Journal-Constitution.
Merry’s article features the story of Dan Nicholson, who earned a physics degree from Purdue University, and got a job as a laser engineer.
He hated it. And it apparently showed. He lost his job.
But, he liked working on houses. So, he became Handy Dan.
His story illustrates that even if you get a degree in the right thing, and get a job in your chosen field, it may not be for you.
Merry points out that some folks would prefer to get back to nature, create something tangible, move to the Caribbean and manage a store or restaurant, or just sit on a sailboat and float around – as opposed to working 20 or more years at what they are doing.
As a reality check, it’s better to make a living than not. So many people want to make a living, but are working hard and barely getting by.
Others are so stressed and overworked that they have no time – even if they have the money – to do whatever gives them pleasure.
Wouldn’t it be grand if we could all dump the jobs we hate and earn a living with the hobbies we love?
Sometimes, it’s not about the job. It’s about the income.
What if one could pursue a hobby, while having a different source of income?
There are many good potential income sources out there, for those who wish to look for them. To check out one of the best, message me.
Meanwhile, if you feel you must stay in a job you don’t particularly like so you can make a living, here are a few tips: First, find some things about the job, besides the paycheck, that you like. Perhaps those might be the people you work with, the customers you deal with or some other perks that might have enticed you to take the job in the first place.
Second, keep your job and use non-work hours to find what really motivates you. It may not be working on houses, as it was for Nicholson, but perhaps there is something else you can do that you love, and that adds value to someone else.
“There’s no right path for everyone, and each one has its own risks,” Merry writes.”So, for those who aren’t living their dream lives, what’s the next step? You might start by sitting on a beach. Just leave your phone at home,” she writes.
Of course, sitting on a beach isn’t necessarily going to make you a living. But if you like sitting on a beach, it could give you time to think about what your life will be like five, 10 or 20 years from now, if you keep doing what you’re doing.
If that’s not what you want to be doing long term, it may be time to pursue an alternative.
Peter
STATES RESPOND TO RETIREMENT CRISIS
#retirement #pensions #401(k)s #SocialSecurity
“It’s clear there’s a retirement crisis,” Illinois State Treasurer Michael W. Frerichs told small business owners. “This is a problem not only for families but for all of us,” the quote continues.
Frerichs was quoted in an Associated Press article on the subject by Maria Ines Zamudio. It was published Feb. 22, 2017, in The Atlanta Journal-Constitution.
Zamudio’s article focused on how seven states – California, Connecticut, New Jersey, Maryland, Oregon and Washington, as well as Illinois, are in various stages of implementing state-sponsored retirement savings plans.
The plans, the article says, are tax-deductible IRAs with automatic payroll deductions, for which employees don’t pay federal taxes on the money until it is withdrawn.
Americans without work-sponsored savings plans are less likely to save for retirement, the article says. Zamudio quotes research from the Employee Benefit Research Institute that shows 62 percent of employees with an employer-sponsored savings plans had more than $25,000 in savings. Some 22 percent of those had more than $100,000 in savings.
Meanwhile, according to the quoted research from 2014, 94 percent of workers without access to those plans had less than $25,000.
We can certainly debate whether it should be the government’s role to set up savings plans for workers. What isn’t really debatable is that $25,000, or even $100,000, won’t get a person very far into retirement.
A good retirement savings would provide enough so that the person or couple could live comfortably off the interest and dividends those savings would kick off. If one does not have to touch his principal in retirement, he’ll never outlive his money.
Of course, those fortunate enough to get a pension from their employers, combined with Social Security, have a little more to work with, in terms of income.
But will those vehicles be enough to have the retirement you want?
Retirement should be about more than just living Social Security check to Social Security check. It should be about having the resources, combined with the time, to do things one didn’t have the time to do while working. Examples include travel, hobbies etc.
But so many at or near retirement age are not in that position. Some had signed on to work for an employer because of pension benefits, only to find that when the time came to access those benefits, they weren’t there.
Others, perhaps, were forced out of their jobs prematurely through downsizing, technology or other efficiencies. As a result, they lost of lot of work time that could have allowed them to save more. Or, they were forced to take a lower-paying job elsewhere, making saving for retirement impossible, or nearly so.
If you are among those facing tough decisions about retirement – perhaps you tell yourself you’ll have to work until you die – there are a number of good options for earning income that could augment or even enhance your potential retirement income. To check out one of the best, message me.
Meanwhile, if you have a job, make saving for retirement a priority. Closely examine where your money goes, and see whether you can trim spending to put money into retirement savings. Presume that there will be very little to bail you out if you are “retired,” but can’t afford to be.
Also, too, think about your time. How are you spending what free time you currently have? How will you spend your time when you retire? Will you be bored? Will you have the resources to perhaps do what you’d like to be doing?
Certainly, retirement is about more than money. But having enough money will take one worry off your plate so you can decide how best to use your time.
If you don’t want to work until you die, do something today to help eliminate that possibility.
Peter
TRAINING AN IMMIGRANT TO TAKE YOUR JOB?
#opportunity #60Minutes #immigrants #JobsLost
It’s hard to believe that a company can tell a worker, who has been on the job there for, say, 20 years and has given his life to that company, that he will be laid off.
It’s harder to believe that same company would insult that same person by telling him that he CAN’T leave until he trains his replacement – an immigrant, who will make a good bit less than he did, to do the same work. If he leaves early in disgust, he loses his severance package.
The CBS News TV show “60 Minutes” reported on this practice on its March 19, 2017, edition. The report focused on groups of technology workers at various companies who are facing this.
The report talks about immigrants getting a special H-1B visa to come over here to do specially skilled jobs that could not be filled by Americans. But, as any law, some will find a way to exploit it. Companies are doing just that, the report says.
We can debate for hours what Congress and the president should do about immigration. But this report is not about low-skilled manual laborers. This is about highly skilled, and relatively highly paid, American workers who have needed skills, yet are getting kicked in the teeth.
It’s worse than digging one’s own grave, a worker told correspondent Bill Whitaker.
So, let’s break this down. If you have skills that are in demand, and believe you will never lose your job, think again.
If you believe the immigration problems in the U.S. are driven solely by immigrants, think again. This is a business-driven problem. There can be no reason this is going on, other than companies wanting to make or save money, no matter who is affected. These companies have ensured through lobbying that government isn’t going to mess with what they are doing.
So, logically, one could think, why are these immigrants, who obviously have skills they could parlay in their own country, coming here and agreeing to work for that much less in American dollars? It’s easy to presume that they are doing it because they are still making more than they would in any other country.
That’s may be true, but there may be another reason, and it has nothing to do with doing anyone any harm. It’s been said that one in 10 people who come to the United States from elsewhere become millionaires. That’s an astounding statistic. So these highly skilled folks may see potential opportunity to get rich by, say, inventing something, that they may not have in their home countries.
To back that up, Thomas Heath, in The Washington Post, reports that in Forbes Magazine’s annual list of the 400 richest Americans, a record 42 of them are immigrants from 21 countries. Heath’s story was also published in the March 20, 2017, edition of The Atlanta Journal-Constitution.
The fact that immigrants would make less than their American predecessors did, in the first job that brought them to the U.S., is insignificant to them. The OPPORTUNITY to be in the United States, and to do something great, is what drives them.
There is good news in all this for those displaced, highly skilled American workers. There are many vehicles out there for them to create their own, potentially lucrative, income, too. They may not know about them, or they may even believe that they cannot do what would be asked of them. Yet, they can potentially be not just financially stable, but potentially financially free, without that job they lost.
Such vehicles are available to anyone, regardless of race, education or background. To check out one of the best, message me.
In sum, immigrants WILL come, when they see opportunity. Companies will take advantage of every loophole in every law to improve their bottom lines. As a worker, there is little you can do about it. Your future is in your hands, no matter what happens to you.
Even if laws are changed, new loopholes will be created. The lesson here: ways to potentially fire the boss before he fires you are out there. Don’t be afraid to look for them, and look at them. You never know what someone, either already in your life or who will come into your life, may have his hands on. It could be a lifesaver for you.
As our parents used to tell us when we approached a railroad crossing that didn’t have lights or an arm that came down to block traffic when a train was coming: stop, look and listen. You never know when, or how or from whom, your opportunity will come.
Peter
HOW HARD IS IT FOR YOU TO LEAVE WORK?
#work #All-ConsumingJob #FamilyFriends #fun
You don’t work an eight-hour day.
You don’t know when to leave the office.
Even when you leave, work goes home with you.
Perhaps you’ve made a new year’s resolution to spend more time with family, friends and other people or things that give you pleasure.
But, you feel you can’t.
There’s a crisis at work you have to deal with.
Laura Petrecca discussed this topic in a Jan. 16, 2017, article in USA Today. Here are some figures quoted in the article:
• 60 percent of people have dreamed about something at work;
• 49 percent check work e-mail after work hours;
• 46 percent work during non-business hours;
• 44 percent are up at night thinking about work;
• 15 percent gave up vacation days.
Here’s another stat: the average person in Europe works about 19 percent less than the average American. Thus U.S. workers put in 25 percent more hours than Europeans, according to a study by a group of economists, quoted in an article by Ben Steverman for Bloomberg News. The article was published March 13, 2017, in The Atlanta Journal-Constitution.
You may know your job is eating you alive, but you fear that if you don’t put in the extra effort, you may be replaced.
News flash: you may be laid off regardless of how well you’ve performed, or how much extra effort you’ve put in.
“There is pressure globally … to do more with less,” Petrecca’s article quotes Patrick Kulesa, director of employee research at Willis Towers Watson.
So what does one do to bring sanity back into his or her life? One way is to just stop working when you get home. Reserve your home space strictly for family, friends and pleasurable activities.
If you have an after-hours crisis at work that requires immediate attention, deal with it at work, so you can go home with a clean slate.
Or, create a Plan B for earning money in what spare time you have, so you can eventually kiss the pressure cooker goodbye. There are many such ways to do that. To learn about one of the best, message me.
Instantaneous communication has become both a blessing and a curse. Take advantage of its blessing to give you pleasure, and pay less attention to the curse that allows work to follow you home.
In short, give yourself a break. Know that no matter what you do, you are not indispensable at work. Know that your boss will not hesitate to let you go if it makes his numbers look good, regardless of the effort you’ve put in.
Leave work at work. Delegate more of what you do, if you can. If you are good at what you do, look for other options if your situation shows no end in sight.
There’s only one you. You deserve to engage in the pleasure of family, friends and enjoyable activities. Don’t let a job deprive you of that.
It’s OK to enjoy your work, but it should not control you, or keep you from other things. No matter what happens at work, learn to live well.
Peter
FLYING TAXIS IN DUBAI
#FlyingTaxis #DriverlessVehicles #drones #drivers
If you are old enough to remember, there was a cartoon series in the 1960s called “The Jetsons,” a tale of what the future may look like.
“Cars” flew through space.
In Dubai, commuters in The United Arab Emirates may soon climb aboard automated, driverless taxis, soaring over busy streets and past the desert city’s gleaming skyscrapers at the push of a button, writes Russell Goldman in The New York Times.
The article was published in the Feb. 20, 2017, edition of The Atlanta Journal-Constitution.
USA Today has also written about tests for driverless big-rig trucks.
The flying taxis will be capable of carrying a single rider and a small suitcase, Goldman writes. So, that probably means a group cannot pool resources for a taxi fare.
The taxi is an eight-rotor drone made by the Chinese firm Ehang, writes Goldman. It has flown test runs past the Burj Al Arab, Dubai’s iconic, sail-shaped skyscraper.
It can fly up to 31 miles, or about 30 minutes, on a single battery charge. Passengers can weigh up to 220 pounds, Goldman writes.
Let’s think about this for a minute. If you live in a populated area, with lots of traffic, you may someday be able to fly over that traffic, if this concept proves sustainable.
Air travel will be redefined. Would car travel become obsolete?
There is much else to ponder. What happens to the many folks who now drive for a living? Will ALL transportation become driverless?
When one is disabled, or too old to drive, will he or she own a driverless vehicle and not miss a transportation beat?
What about those who fly, sail and otherwise transport for a living?
Will all transportation be changed?
Perhaps those who make their living moving people and things about would be wise to find a Plan B to make money. The technology, therefore the trend, won’t be halted. The good news here is that if you fit that description, there’s time to plan. The technology won’t be commonplace tomorrow.
There are many good, Plan B options available. To check out one of the best, message me.
Technology alters life in good and bad ways. Competing rental car companies at Logan Airport in Boston decided to set up a common shuttle service to and from the terminals, stopping at each rental car base, instead of each company having its own drivers. The move saved money, and lessened traffic jams around the airport, but a lot of good drivers lost their jobs.
Now, imagine every airport doing the same thing, with driverless buses, cabs etc. Even Uber and Lyft are talking about driverless vehicles.
So what will flying taxis, driverless vehicles of all types, do for your life? That might depend on how you make your living now.
It might make sense to visualize that eventuality, and plan accordingly.
Peter
THE RIGHT OF IGNORANCE
#truth #facts #opinion
Here’s a test: have you ever talked with anyone who passionately asserted that something was correct, when it clearly was not?
Perhaps we all have. Washington Post columnist George F. Will quoted Tom Nichols, professor at the U.S. Naval War College and the Harvard Extension School as calling it “a storm of outraged ego.”
Will, whose column on the subject was published in the Jan. 29, 2017, edition of The Atlanta Journal-Constitution, also quotes Nichols, who wrote an article in The Chronicle Review on the matter, as saying there is an increasing phenomenon among college students who “take correction as an insult.”
Nichols writes, as quoted in Will’s column, that the students have been taught to regard themselves as peers of their teachers.
“College, in an earlier time, was supposed to be an uncomfortable experience because growth is always a challenge,” Will quotes Nichols. It is supposed to replace youthful simplicities with adult complexities, Will writes.
Today, according to Will, “A” is the most commonly awarded grade, given 30 percent more frequently than in 1960.
“Unearned praise and hollow success build a fragile arrogance in students that can lead them to lash out at the first teacher or employer who dispels that illusion, a habit that carries over into resistance to believe anything inconvenient or challenging in adulthood,” Will quotes Nichols.
We all probably know people with whom discussions are akin to talking to walls. No matter the correct facts, they’ll believe what they believe.
Sometimes, people gain leadership positions while completely oblivious to the truth.
The moral here is that we should embrace truth, no matter what it reveals. We should form opinions based on truth, rather than some alternative to truth.
That isn’t to say that we can’t have faith. Faith, by definition, is believing something to be true that has not been proved so. Faith can lead one to the truth.
But we must guard against treating truth as a matter of opinion. There’s nothing wrong with an opinion based on truth, but there is much wrong with truth based on opinion.
Do you know someone who seeks real education, is willing to be coached by others who clearly know more than they do and who is in search of something that might give them the financial prosperity they want? If you know such a person, have him or her message me.
Meanwhile, always search for the truth. It may present itself in ways you might not expect. When someone tells you something is true, verify it as best you can. Read about it from reliable publications. Don’t necessarily compare it to what you believe is true. Show yourself whether it is true, or not.
Shun arrogance. Allow yourself to learn. Alter your opinions if you must, but always base what you believe on what is true.
Truth may or may not set you free, but something other than the truth definitely will not.
Peter
SHEPHERDS ARE THE REAL HEROES
#shepherds #GoodShepherd #ServantLeaders
In the Christmas story, the angels heralded the birth of Jesus first to shepherds.
Why shepherds, rather than more important people of the time?
Kyle Wingfield, columnist for The Atlanta Journal-Constitution, tackled this matter in his Christmas Day column of 2016.
As Wingfield puts it, shepherding was among the dirty jobs of the era, done by men of the humblest and lowliest stations in life.
But it’s so appropriate that shepherds were the first to know. Moses and David were shepherds before they became biblical heroes, Wingfield writes.
And, more importantly, the double symbolism in the story is that Jesus called himself “the Good Shepherd.” He came from humble beginnings, and circulated among, and died for, the humblest among us. As Wingfield put it, he was the ultimate example of a sacrificial leader. The ultimate shepherd.
Regardless of one’s religious beliefs, the story offers an example for all of us. Real leaders first are servants. They jump into the dirtiest of tasks if they need to. They don’t ask of others what they would not do themselves.
Most of us would strive to be servant leaders. Servant leaders look not at what’s in it for themselves, but they look first at what they can do to help others succeed.
If they do that, then success usually finds them.
Perhaps you think that your current position does not allow you to be a servant leader. Instead, your position makes you be more like, well, just a servant.
But one can be a leader, while being a servant. He or she can set the example for those around them. He or she can show others how to be a good person, or, as it were, a good shepherd. Remember, as Wingfield writes, that shepherding was a pretty lowly job back in the day.
Then, there are those who seek to do more with their lives. They want to step up from what they are doing now, and be a shepherd in a new way – one that could have even more impact on others’ lives. Perhaps they want to help others succeed in a way that they, or those whom they help, would have never dreamed of.
If that describes you, there are many ways out there for you to step out, and step up, that you might not have thought about. To learn about one of the best ways to do that, message me.
Meanwhile, by extending a helping hand in your life as it is now, you will be on your way to becoming a good shepherd.
“We don’t like to think of ourselves as sheep,” Wingfield writes. “It’s something of a slur among those who reject (the elites). But we are all in need of shepherds. Good ones. The kind who set aside pride and self-interest to put others first,” Wingfield writes.
In short, be a good shepherd in your own way. Never forget that serving is leading. Never condemn your station in life. Instead, work to improve it if you must. Don’t let the naysayers and fear mongers bring you down.
For in this season, and all others, there is so much joy to be shared.
Peter
WHY SO PESSIMISTIC, AMERICA?
#recession #unemployment #optimism
“In America today, women are liberated, while combined individual wealth is the highest in the world – China, in second place, barely has 35 percent of what we do.”
So writes Jack Hunter, politics editor for Rare.us, in a column published Aug. 28, 2016, in The Atlanta Journal-Constitution.
So why are so many Americans bummed out? Hunter asks.
The first reason, Hunter suspects, is that the country still hasn’t recovered fully from the 2008 recession.
“Comparatively low unemployment numbers mask massive workforce dropouts, and, while sage stagnation is partially a myth, pay still hasn’t risen as consistently as it might have,” Hunter writes.
He also blames the bombardment of the 24-hour news cycle, on which tragedy predominates. Finally, he blames a “tin-eared” government and political class that has little in common with those they regulate.
Let’s break down how things are. The recession produced gobs of unemployment. Those who have found new jobs in many cases are not being paid nearly what they were being paid beforehand. Many who haven’t found jobs have given up looking.
Despite good job availability in some areas – most big rigs on the road are advertising the need for drivers, for example – people either aren’t taking advantage of those openings, or may not be qualified to take those jobs.
Couple that with the fact that truck driving, in most cases, doesn’t pay what it once did, even though the work is just as hard, or even harder given the increased traffic on the roads. That’s a disincentive to wanting to take the jobs.
Eventually, wages will start to increase as demand for labor increases.
Although “now hiring” signs are popping not just on the trucks, but at other places of employment, most of the available jobs are those with which one would have difficulty making a living. Many people are cobbling together a couple of part-time jobs to try to pay their bills. Folks like these are not going to necessarily embrace what’s good about America.
The news cycle spends lots of time on bad news, but the bad news has to be reported. Many news outlets try to balance off the bad news with some good, uplifting stories. Hunter talks about America’s success at the 2016 Summer Olympics as one of those uplifting stories.
Certainly, a polarized government like ours will be slow to solve problems, but the cure for most of the country’s ailments lies outside the government’s wheelhouse.
So, on balance, life is pretty good for a lot of people. If you don’t believe you are among them, there are ways in which you can act to improve your situation. There are many ways potentially to make money without the benefit of a traditional W-2 job. To find them, you first have to be willing to look, perhaps, outside your comfort zone. If you’d like to check out one of the best, message me. You might see how people perhaps just like you took their futures into their own hands and helped others do the same.
To get that positive mind-set, look for the good things in your life – friends, family etc. Focus on those. Then, begin to do all that YOU can to find a solution to the problems in your life. The holiday season is perhaps the best time of year to do that. The joy of what is good shines at Christmas, and that joy can spark optimism for the new year.
Remember, too, that, for most of us, there is no great benefactor out there. We must provide for our own futures. If you see life that way, you’ll be better equipped to celebrate the ups and deal with the downs.
Peter
DIGITAL AGE BRINGS 2 TRENDS
#trends #DigitalAge #crime #technology
Youth culture has become less violent, less promiscuous and more responsible.
So writes New York Times columnist Ross Douthat.
He wrote that American childhood is safer than ever before, as teens drink less and smoke less than previous generations.
Violent crime, a young person’s temptation, had fallen for 25 years before the recent post-Ferguson homicide increase, he writes, in a column published Aug. 23, 2016, in The Atlanta Journal-Constitution.
At the same time, he writes, adulthood has become less responsible, “les obviously adult.” For the first time in more than a century, more 20-somethings live with parents than in any other arrangement.
Certainly, the recession of 2008 contributed to that. But Douthat also points out that the helicopter parent phenomenon, in which parents hover over their children by doing things the children should be doing for themselves, has contributed to the slower maturation process.
Douthat attributes these two trends to technology. “This mix of youthful safety and adult immaturity may be a feature of life in a society increasingly shaped by the Internet’s virtual realities,” he writes.
Let’s explore Douthat’s hypothesis.
When kids spend hours playing video games and otherwise sitting at computers, they are not out getting into trouble. At the same time, they are not out seeing what real life is all about.
A number of experts have written and spoken about the different groups in the workforce, with older workers, millennials and Gen-Xers all needing different things, and all motivated by different things.
But if you are among the older crowd, imagine hiring a 20-something who not only had never had a job, but also hardly had been out of the house in their formative years.
Imagine, too, the experts telling you that YOU have to change the way you do things to accommodate these kids.
Train them the way you were trained, they say, and they won’t last.
Not only are there psychological and mental differences in these kids, many are physically incapable of qualifying for many jobs. The police, fire and military usually have openings, but even if you bring back the draft, many of the recruits are not physically capable of enduring the rigor of military training. You’d probably kill them, literally, before you whipped them into shape.
Think, too, of the social aspects these kids bring. It’s tough to go out on dates when you are sitting at a computer for much of your life.
Of course, not all kids are like that. Some are ambitious, and are looking at bright futures. While others are taught to settle, they dream of what could be if they work for it.
If you are one of those kids, there are many options out there to fulfill those dreams. To check out one of the best, message me. You might come across a story of an 18-year-old high school senior who made more money than any of his teachers.
Technology is both good and bad for us. It is up to us, at every age, to take full advantage of the good while overcoming the bad. Young people must learn skills that will give them a leg up in the work force, while, at the same time, getting up, getting active and interacting live with friends, family and others.
Peter