#knownunknowns #unknownunknowns #outthere #therightthing
Doing the right thing can be hard.
This is not just about honesty. It’s about making the right decisions in complicated and difficult situations.
Philip Mudd, a former CIA analyst, talks about this in his book, “The HEAD Game.” HEAD is an acronym for High Efficiency Analytic Decision-making. The book was reviewed by Michael Shermer in the May 27, 2015, edition of The Wall Street Journal.
Shermer’s review discusses decisions made by government, particularly presidents. He says Mudd used his experience as a young CIA analyst in the 1990s, trying to predict terrorist attacks. He sorted through the experiences of Somali extremists in America, and how they might be raising funds in America for terror activities abroad. But by raising questions only associated with fund-raising, the analysts, including Mudd, failed to imagine a more acute problem: recruiting young fighters to become terrorists, Shermer writes.
Former Secretary of Defense Donald Rumsfeld is famous for using the phrase, “known unknowns.” A known unknown, for example, is that one knows terrorists will strike again, he just doesn’t know where. The question then becomes, how does one get to know “unknown unknowns?”
The book talks about finding people who would ask questions that are totally far afield of current thinking, and actually exploring those questions, Shermer writes.
The idea brings to mind the Charles Schwab commercials in which a child asks a parent questions about the parent’s relationship with his investment adviser. The parent, then, has a difficult time coming up with suitable answers. The point of the ads: “are you asking enough questions about how your wealth is managed?”
Sometimes, we may have to get advice from someone we think might be totally “out there” in their thinking. Sometimes, accepting things the way they are is just not the right thing to do. It may be difficult to stray from the knowns, or the known unknowns. But sometimes, it’s necessary.
Take a look at your life now. Are you just accepting what is, just because? You may think you know what you don’t know, but do you really?
Shermer writes that Mudd’s book suggests using “left-to-right thinking,” asking completely different questions about a particular problem, in search of the unknown unknowns.
One question you might ask about your own problem, such as not having a job or income that you need, is: if I don’t have a job, or I have a job that is inadequate for me, is getting another job the only solution?
If you are in or near retirement, and you haven’t saved enough, one question you might ask yourself is: is there something I can do to make up for the bad circumstances or bad personal decisions I’ve endured all these years, so that I can have a relatively comfortable retirement?
One of the best answers to both those questions may appear at www.bign.com/pbilodeau. For many, this may be an unknown unknown. For others, it may be something that someone “out there” would find. Yet, the answer you’ve been looking for could be in there, if you choose to find it.
So, what do you know that you don’t know? What don’t you know that you don’t know? The key to finding the answers may be to ask a question you might never have thought to ask. Or, it may be to find someone “out there” who will ask it for you. If you choose the latter, as Mudd’s book says, you have to give those “out there” the chance to be heard.
So release the parameters in your thinking. Go “out there.” Explore what might be “out there.” Try to know what you don’t know you don’t know.
Peter
Author Archives: pbilodeau01
MORALITY AND LAWS: HOW DIFFERENT ARE THEY?
#morality #legal #morals #laws
What is morally right, and what is legally right?
By definition, laws are secular. They are created by governments and, in the United States, by the will of the people, at least in theory.
Morality is something we believe in wholeheartedly. It’s a personal endeavor. We use it as part of self-definition, whether we get it from teachings, scripture etc.
Bishop Joseph Walker III, pastor at Mt. Zion Baptist Church in Nashville, took on these questions in a May 24, 2015, column in the Tennessean newspaper in Nashville.
Walker says both law and morality are matters of interpretation. As a Christian pastor, he sees morality as founded in the Bible. There are other faiths which use other religious texts as their moral compasses, he says.
His task as a pastor is to lead people so that they discover what is moral and immoral, based on scripture and spiritual revelation, he writes.
For some with deep convictions, morality is concrete, inflexible and void of compromise. For others, morality is fluid, with the ability to change as new interpretations emerge, the pastor writes.
Because we cannot pass laws based on one set of religious or moral standards, one’s morality and what is legal may conflict.
Because, at least in the United States, there are people of varying religions, beliefs and moralities, laws have to determine right from wrong based on that context. As we see watching governments in action, it’s no easy task. Yet, it is necessary.
By definition, laws have to contain some compromise, yet define right from wrong as clearly as they can. That makes it possible, even likely, that people can be wronged by laws, while those same laws make things right to others.
When laws seek to define morality, it becomes a slippery slope, Walker writes. He then asks, “should our rights be protected by the law, whether they are deemed moral or not? Should the law protect any religious rites? The jury is still out.”
Laws do their best to seek justice for all, regardless of one’s beliefs or definition of morality. The Constitution of the United States allows one to worship as he pleases, as long as he hurts no others. So one’s rites and rights can be protected simultaneously. One’s morality could be offended by certain laws, but that should not stop one from believing personally in a certain morality.
Often, we are confronted with laws that allow certain behaviors we consider immoral. In reality, often these behaviors have little, or no, effect on us personally. So, we can privately condemn the law, and still live a life we consider moral.
As laws attempt to seek justice for all, we have to be careful not to judge. As we carry ourselves in our own morality, we do our best to portray that morality vividly, while not condemning others who do not believe as we do.
We must obey the laws, even as we may consider them immoral. We do so with clear conscience by acting within our own moral code, regardless of others’ actions.
As one ponders these questions, he should strive to be the best he can be, within his own belief system. He must also strive to help others, regardless of those others’ belief systems. For a great way to do that, visit www.bign.com/pbilodeau. You could be sharing a great bounty while still following your own moral code.
Peter
ARE OUR LIVES TOO CONVENIENT?
#convenience #inconvenience #tooconvenient
Is there such a thing as being “too convenient?
Eric Weiner refuses to buy an Apple Watch because it would make his life too easy.
Weiner, author of the forthcoming book, “The Georgraphy of Genius: A Search for the World’s Most Creative Places From Ancient Athens to Silicon Valley,” discussed this in a column he wrote for the Los Angeles Times, published in the June 7, 2015, edition of the News Sentinel in Knoxville, Tennessee.
Though he is not advocating the return of the inconvenient Paleolithic Era, he writes that too often we fail to recognize the full cost of our convenient lives. He cites all the plastic K-cups clogging the ecosystem, as well as personal and social costs of convenience.
The cost to workers of convenience can be harsh. A company can find a machine, or mechanical process, to do the work once done by humans. When that happens, humans lose their jobs and, in today’s world, may not be able to replace them.
Think, too, of all those disposable diapers, which Weiner cites. Yes, diaper pails and laundering cloth diapers is very inconvenient, and can be smelly, too. But those disposables s don’t recycle, though there are experiments around the world attempting to recycle them. Usually, though, they just go into the environment and, hopefully, degrade eventually.
Weiner also cites the convenience of shopping at Amazon. Point, click, enjoy, he says. Online shopping has led to the closing of many stores and placed store clerks, managers, shelf stockers etc., out of work.
Weiner says we, as humans, crave boundaries, obstacles and inconvenience. Buddhism is not an easy religion, as anyone who has attempted to meditate for five minutes can attest, he writes.
Yet, it’s an immensely popular religion worldwide, he says.
If, as Weiner quotes the late philosopher Robert Nozick’s notion that, we could imagine a happiness machine, would we want to be hooked up to it? Though the instinctive answer might be yes, the actual answer is no, because we want to earn our happiness, he says.
That brings to mind the notion that we appreciate more the things that we earn, than those we are given. If a college student has to pay for his own education, the thought goes, he will work harder in school. If the student is given a full scholarship, he may not work as hard.
Obviously, that doesn’t apply to everyone. Those with real gratitude are thankful for any blessings they are given. They will work to ensure that those blessings are not wasted, and will pay it forward as opportunities arise.
If you are looking for such a blessing, visit www.bign.com/pbilodeau. You’ll see stories of others, perhaps like you, who have been blessed beyond their wildest imaginations, realized it and worked not only to help themselves, but also to help others take advantage of those blessings.
Yes, our lives are certainly more convenient than those of our parents, grandparents and other ancestors. If you believe your forebears were happily inconvenient, perhaps they were. But true happiness has to start from within, and not necessarily be influenced by the things around us.
So be happy, healthy and prosperous. Choose your conveniences wisely.
Peter
RETIREMENT PROSPECTS DON’T HAVE TO BE GLOOMY
#retirement #SocialSecurity #employment
It’s been said many times, in many ways: many of us don’t see how we can retire.
Perhaps we haven’t been able to save enough. Perhaps we won’t be getting the pension we were promised. Perhaps we believe Social Security will be tapped out before we can tap in. Or, perhaps we’ve been put to the curb by our employers at middle age, can’t find a comparable job and have to “retire” before we want to.
Robert Powell, editor of Retirement Weekly, discussed some of these issues in a USA Today column, published June 1, 2015.
Powell talks about postponing retirement until age 70. That’s fine, if you like your job and are able to do it. Bob Schieffer, the longtime newsman with CBS, had recently retired at age 78. But, most employers won’t exercise that much patience. Once an employee hits middle age, he or she usually begins to get messages about “early retirement.” For many employers, a middle-age worker, particularly one who has been with the company a good number of years, is taking a lot out of the company in salary and benefits. If that position is vital to the company, then it can be more economically filled with a younger, less senior person, who may bring some new energy to the company.
Now, if you are able to extend your employment, there are great benefits to waiting until age 70 to collect Social Security. Powell says your benefits could go up by 76 percent by waiting. Basically, delaying Social Security should be a no-brainer for anyone who doesn’t need the money in retirement. It’s a whole different matter if you NEED the Social Security money to survive.
Powell also talks about the longevity risk. Will you outlive your money? One way to avoid the longevity risk, assuming you’ve been able to save some money, is to only tap the dividends, interest and other earnings your money generates, without dipping into your principal. Certainly, people are living longer and the longevity risk is real. If you are already middle age, your parents and grandparents would envy the longer average lifespan you now have. If you are young, presume your average lifespan will increase further. Start saving whatever you can TODAY, and don’t touch it until you retire.
Again, this is easier said than done when you don’t earn enough at your job, your employer doesn’t offer retirement benefits of any sort etc. Take this hint: live within or below your means. If you aren’t making much, look at what you spend your money on. Buy what you can afford, when you can afford it.
If you are married, postpone having children until you are financially ready to care for them. If you are single, look to share a household with friends to lighten individual expenses.
Powell also talks about home equity. There are some famous people out there touting reverse mortgages, which are a fine solution for the property-rich, cash-poor retiree. Perhaps it’s best to consider this option a last resort. Some of the ads say you retain “complete ownership” of your home as you draw cash from the equity. Your name is on the deed still, you are responsible for all the maintenance of the home, but the lender owns whatever chunk of equity it has turned into cash for you. If that doesn’t matter to you, then check out the reverse mortgage option as a last resort.
One thing Powell doesn’t mention is the idea of re-inventing oneself. If necessity is the mother of invention, then retirement, for some, is the mother of re-invention. There are multiple ways out there to make an income, perhaps even a great income, without having a job, pension or other source of funds. For one of the best, visit www.bign.com/pbilodeau. You have to be willing, perhaps, to re-invent yourself. Or, you have to be looking for a way to cut spending and earn more money. But a retirement solution could be waiting for you, if you are willing to look at it.
The retirement picture doesn’t have to be gloomy, particularly if you are young. But it does take some thought, perhaps some habit changes or courage to re-invent. It’s OK to be afraid, but sometimes we have take action while afraid. That action, gradually or quickly, can ally our fear.
Peter
STOP, LOOK, FIND THE ANSWER
#stop #look #findtheanswer
If you know what you have is good, it doesn’t matter what others think.
Don’t be quick to judge others, though they may think differently from you.
Work hard, work smartly, don’t give up!
If others don’t see what you see, don’t tell them they are blind. Find those who do see.
If what you are doing isn’t working for you, look for something that will work. Don’t necessarily give up what you have.
When circumstances turn ugly, turn the energy you would use to complain about it into vision to solve the problem.
Sometimes you have to step out of your comfort zone to step into something good.
It’s not what you have, in relation to what others have, that matters. To borrow from the late Zig Ziglar, it’s whether, and how much, you can help others get what they want.
When you step forward, don’t carry your troubles with you.
However, helping others carry their troubles is noble.
The more you give, the more you will get.
The more you take, the more you will lose.
If any of these words speaks to you, you are probably someone who has seen difficult times, even overcome them. Yet, another challenge has come.
You might be someone who knows he or she wants something different, but may not know yet what that is.
You might be someone who has spent his or her life working hard, but don’t have what you believe you deserve to show for it.
You might be someone who needs something, but is never needy.
You might be someone who craves independence, but feels boxed in.
You might be someone who feels the world has much to give, but you would love to give even more.
Perhaps you are someone who would never take advantage, but would instead empower others.
Don’t let others tell you what’s best for you. Only you know that.
At the same time, don’t tell others what’s best for them. Try to show them what might be good.
If any of these words has meaning to you, visit www.bign.com/pbilodeau. Perhaps you will find what you are looking for. Perhaps you will solve a current problem. Perhaps you will find something to give.
Looking back has seldom paid dividends. Looking forward always does.
So love, give, look until you find and drive until you thrive. Then, you will have all the best.
Peter
SERVANT SELLIING AND INCREASING CONFIDENCE
#servantselling #sellingoneself #increasingconfidence
Do you ever think of salespeople as servants?
Perhaps you are more likely to think of them as self-servants.
Rory Vaden, cofounder of Southwest Consulting and a self-discipline strategist, discussed the concept in a column published May 17, 2015, in The Tennessean newspaper in Nashville.
Vaden sees servant selling as, rather than trying to persuade a stranger to buy something, helping a friend get the confidence to make the decision to buy.
Usually, good salespeople are confident. Buyers can tend to be skeptical. It’s OK to be skeptical. Servant sellers, Vaden says, don’t answer objections, as in, doing something TO someone. They increase confidence, as in, doing something FOR someone.
We all, at some time, have to sell something. If not a product, ourselves. We sell ourselves to a potential employer, date, friend, mentor etc. We sell ourselves at work, trying to do the best job we can while making sure the right people notice.
When we sell ourselves, do we help “buyers” by increasing their confidence to buy us?
To turn it around, are we confident enough in ourselves to help others have confidence enough to buy us?
Many of us hate to be sold to, but love to buy. When someone is trying to sell something to you, perhaps themselves, are you confident enough to decide to buy? How much are they helping you be that confident?
It’s OK to have confidence to buy something. Not everyone is out to “sell” to you. A good salesperson WANTS you to like what they have, at the same time understands if you don’t.
He or she will help you have confidence not just to see what is being sold, but also to see how it can help you solve a problem, complete a task or be a better person.
Some of us hate to sell. If you are one of those, do you like to SHOW to people? Do you like to tell a friend, or even a stranger, about a good book, movie, TV show or restaurant you’ve had the pleasure to witness? Would that person have the confidence to read, see or eat at what you’re bragging about?
If you like to show, rather than sell, visit www.bign.com/pbilodeau. See the stories of how people learned to show something they like, and help others have the confidence not only to try it, but to increase others’ confidence to do the same. You might even see true servant selling.
Think of it this way: if what you have is good, and you know it, it’s others’ loss if they don’t see it, too. The word “no” usually comes from someone with no confidence in themselves to try something that could really benefit them.
In other words, it’s not about you. When one approaches selling as, “it’s not about me,” he or she is likely to find success eventually. He or she is likely to have enough confidence in himself or herself so help increase others’ confidence.
“It’s not about me” is true servant selling.
Peter
THE DISAPPEARING AMERICAN DREAM, PART 2: RETIREMENT PREPARATION ISN’T WHAT IT USED TO BE
#AmericanDream, #disappearingAmericanDream, #economicgrowthrates #retirementplanning
Retirement planning is complicated for Americans of all ages.
So says Jeff Reeves, editor of InvestorPlace.com, who wrote a column for USA Today. It was published in the May 10,2015, edition of The Tennessean newspaper of Nashville.
The Employee Benefit Research Institute, in a 2014 survey, found that only 64 percent of Americans have saved any money for retirement to supplement Social Security benefits. It says that roughly six of 10 Americans have less than $25,000 saved for retirement, according to Reeves’ article.
Certainly, if you are young – say, in your 20s and 30s – retirement is a long way off. Or, so you think. Time travels with break-neck speed, and 30 years can go by very quickly. It’s never too early to save, even if it’s only, say, $5 a week. That may be one visit to Starbucks that you would be sacrificing.
Your parents and grandparents probably were diligent savers. Perhaps they were disciplined and never touched their retirement money.
In their day, perhaps, jobs didn’t disappear more quickly than cake at a child’s birthday party.
If you are young, you face a daunting task of keeping a good job for as long as you want it. If you are older, say, in your 40s and 50s, perhaps you had a good job for a long time, and it’s now gone.
All this complicates saving for retirement, so that task requires extra discipline, perhaps more than your parents or grandparents had.
Despite all the gloom-and-doom reports, Social Security is likely to survive. Benefits could be reduced a bit, but it should survive. The question to ask yourself is, what kind of lifestyle will I have on Social Security alone? Even if you add in a pension, should you be fortunate enough to have one, it’s still not going to be that much. If you are a careful, disciplined person, you would have spent your whole life watching every dollar. Your retirement years should be enjoyable, not ones of deprivation.
Well, one does not have to rely on a job, pensions etc., to have a good retirement. One does not have to engage in risky, unsafe investments to get a decent return.
But, to achieve that, one has to be motivated to want to change his situation, rather than accept it and complain about it.
If you are that type of person, visit www.bign.com/pbilodeau. Check out how many people from all different backgrounds, education levels and skills are not only securing their retirement, but helping others do the same.
Many of us do not want to take handouts, but want to get what was promised to us. Promises can, and often are, broken. That’s why motivated people look outside what they are used to and find a new way to prosperity.
Now, if you are indeed young, you can save your way to prosperity. Reeves quotes John Sweeney of Fidelity Investments as saying, “we are seeing many examples of people who have $1 million in a 401(k) because they started early, they diligently contributed and kept to it.”
That’s more difficult to do as jobs come and go, and jobs, if they are replaced, are often replaced with ones paying and providing less.
But the discipline you will acquire if you diligently save and not touch those savings until later years, and put those savings in the hands of a trusted financial adviser that won’t gobble up too much in fees, you can secure potentially great retirement.
The new Voya ads talk about “orange money,” that one must put away for retirement and not spend. Designate your own “orange money,” or whatever color you deem it, so you won’t have to scrape together an old age of deprivation.
Peter
THE DISAPPEARING AMERICAN DREAM, PART 1: NUMBERS TELL PART OF THE STORY
#AmericanDream #disappearingAmericanDream #economicgrowthrates
The American Dream is disappearing, by many accounts.
America needs the 3.5% solution.
No, it’s not a chemical that will magically remove all our country’s woes.
It an economic growth rate we once saw as a nation, but for which there is no projection to ever achieve again, under current circumstances.
That’s the premise of an article by U.S. Sen. Bill Cassidy (R-La.) and Louis Woodhill, an economics writer and venture investor. The article was published May 1, 2015, in The Wall Street Journal.
Then, on May 3, 2015, Michael W. Kraus, assistant professor of psychology at the University of Illinois, Shai Davidai, a Ph.D. candidate in psychology at Cornell University and A. David Nussbaum, adjunct assistant professor of behavioral science at the University of Chicago published an article in the New York Times that says we vastly overestimate the amount of upward mobility in our society.
Finally, Peter Morici, professor of economics at the University of Maryland, says the slow job growth and low interest rates are decreasing the number of “safe” investments for savings, while allowing big companies cheap money for mergers and acquisitions. Morici’s column appeared in the May 12, 2014, edition of The Atlanta Journal-Constitution.
What does all this mean for the average working person – or, perhaps, the average person who is no longer working? If you get a new job, it will likely pay less than the one you lost. You’ll struggle to get any kind of return on what little you are able to save, if anything at all. And, the big companies will combine into entities that will put more people out of work.
Cassidy and Woodhill say the Congressional Budget Office projects a meager growth rate of 2.3% for the gross domestic product over the next decade. Meanwhile, from 1790 to 2014, the average growth rate was 3.73%, they say. However, the two men have a way they believe will help generate the kind of growth the U.S. needs to prosper: allow oil exports, and not taxing repatriated overseas profits of U.S. companies.
Cassidy and Woodhill point out another fact: had the GDP grown from 2001 to 1014 at the 3.87 annual rate it had grown between 1993 and 2000, the federal government would have had a $500 billion surplus in 2014, instead of that big a deficit. Certainly, a 1 percent difference in the economic growth rate makes a big difference in the outcome for all of us. The writers also point out that current GDP growth per person is $2,433, lower than Papua New Guinea’s.
If we are truly in for growth rates in the 2s rather than the 3s, we will certainly see a decrease in upward mobility, as the trio who wrote in The New York Times suggest.
To extrapolate more on Morici’s column, low interest rates cannot be sustained forever. Average people usually can’t go looking for riskier investments at higher returns, lest they get burned. Yet, Morici says that is what some are doing.
Let’s look at Cassidy’s and Woodhill’s recommendations. Oil-company TV ads are telling us that the U.S. is currently the No. 1 producer of natural gas, and soon to be No. 1 in oil. The tendency, after decades of buying energy ingredients from countries who hate us, is to keep all that oil and gas we are now producing to ourselves.
But Cassidy and Woodhill say we should sell some of it. Perhaps we should analyze what it would cost us to ship the oil and gas elsewhere, vs. distributing it domestically. It’s cheaper, for example to ship Alaskan oil to Japan and other Pacific nations, rather than getting it to the U.S. mainland.
Then, there are the profits U.S. companies make overseas. There are trillions of U.S. assets awaiting repatriation. But, much of that would go to taxes in the current milieu. One has to analyze whether it’s better to bring the money home, tax-free, and put it to work here, vs. allowing it to sit in foreign institutions while we still collect no taxes on it. That’s certainly worth a full vetting.
As for our own prosperity, you may be among those who have given up looking for work, or who has been forced to take a job that pays less than the one you lost. The good news: there are many ways out there to make incomes without having to have a traditional job. Sure, there is work involved, but no boss and no threat of layoffs. For one of the best, visit www.bign.com/pbilodeau.
Sometimes, when all looks bleak, there’s a huge ray of hope that will guide those who would go for it. It may require new thinking and motivation, but sitting around complaining of bleakness and wishing ill on those who have it better than you accomplishes nothing.
Peter
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WORKERS, CONSUMERS, VOTERS AND POWER
#workers #consumers #voters #power #RobertReich
As a worker, consumer and voter, do you feel powerless?
Do you feel that the world favors those with more than you, and tramples you because you might be in their way?
Robert Reich, the former U.S. secretary of labor and current professor of public policy at the University of California at Berkeley – and a frequent commentator on TV news programs — discussed this in a May 3, 2015, column in the San Francisco Chronicle.
“A large part of the reason” that people feel their voices don’t count, “is we have fewer choices than we used to have,” Reich writes. “In almost every area of our lives, it’s now take it, or leave it,” he continues.
Companies are treating workers as disposable cogs, and most working people have no choice, he says. The once-powerful private-sector unions have lost much of their clout, he adds.
As consumers, we find that as companies merge and deliberately create fewer choices, we pay the price. “U.S. airlines, for example, have consolidated into a handful of giant carriers that divide up route and collude on fares,” Reich writes. In 2005, there were nine major airlines. Now, there are four, he adds.
Even in the political arena, there is less competition because so many districts have been gerrymandered to be safe for the incumbent – or at least the incumbent’s political party. “(More than) 85 percent of congressional districts are considered ‘safe’ for their incumbents in the 2016 election,” Reich says.
What’s the average person to do? Certainly circumstances have occurred that are beyond the average person’s control. But there is also good news: the average person can take advantage, if he so chooses, of ways to combat the apparent lack of choice.
As consumers, we can, as individuals, adjust our behavior to fight the put-up or shut-up attitudes of the companies that serve us. Using the example of airlines, there isn’t much an individual can do about delays, whether they be caused by a mechanical problem, weather or some other issue. No one would want to fly unsafely just to get to a destination sooner.
But, as an example, to combat the big airlines’ recent policy of charging a fee to check a bag, we can learn to pack more carefully, so that everything fits into smaller luggage that can be carried on the plane. On full flights, if people come prepared to carry on their luggage, airlines will ask that some of the suitcases and other items be checked. Then, they cannot charge you.
As voters, we can vote defensively, if we don’t like the ideology of the candidates most likely to win. How? If your state laws allow, vote in the primary of the political party whose ideology is generally opposite yours. Find the candidate(s) with records of statesmanship, i.e. working with the other party to get things done. Vote for those candidates, even if they would not be your choice in a general election. Negotiation and compromise are the essence of governing. The problem in politics, regardless of one’s political beliefs, is too much ideology and not enough statesmanship.
Finally, as workers, we need not to think of a job as the only way to make an income. There are many other ways out there with which people, regardless of education, background or skills, can earn substantial income without having to put up with an employer’s whim. For one of the best, visit www.bign.com/pbilodeau
As for unions, they did wonders for workers and the middle class many decades ago. However, today’s global business world requires companies to have extreme flexibility and efficiency. Unions decrease both of those things, but years ago, productivity gains and other business progress occurred much more slowly. It’s best to presume that no matter what your job, and no matter how good you are at it, it will probably go away before you want it to.
In conclusion, Reich is largely correct about the state of the world, and our place in it. But, just as circumstances we can’t control can hurt us, the world has provided more options for those who choose not to tolerate those circumstances, and want to make their lives much better.
Peter
WHO’S CADDYING FOR YOU?
#innercaddy, #JordanSpieth, #TheMasters #positiveinnercaddy
A professional golfer routinely has a caddy to help advise him on what club to use for a specific shot, what type of shot to make etc.
In the example of young pro golfer Jordan Speith, who won The Masters tournament in 2015, and his caddy, Michael Greller, there is also positive motivation.
Gregg Steinberg, professor of human performance at Austin Peay State University in Tennessee, and author of the best-selling book “Full Throttle,” discussed the “inner” caddy in a column in the April 26, 2015, edition of the Tennessean newspaper in Nashville.
As Steinberg points out, Greller probably would be out of a job if he kept telling Spieth things like, “don’t hit it right again,” or don’t leave it short.”
Steinberg says that if one’s “inner” caddy is giving him negative information, or keeps berating him, it’s OK for that person to fire his inner caddy.
The point here is that you, and your inner caddy, should only have positive interaction. Perhaps you have gotten complacent, or your inner caddy is a bad habit that you have way too frequently.
Steinberg says that one aspect each successful athlete and business person has in common is that he has fired his bad inner caddy, and keeps training and retraining his good caddy daily.
How do they do this? Steinberg offers three ways. First, develop a good inner caddy book filled with positive affirmations, such as, “I really feel it, today.” Secondly, like Bruce Lee write down any negative thoughts on paper, and visualize crumpling it and throwing it into a fire. Third, Steinberg cites the tried-and-true rubber band trick. If you start thinking negative thoughts, have a rubber band on your wrist that you can snap, and that will snap you out of those thoughts.
To some, this may sound like psychology 101. We’ve all learned along the way that thinking good thoughts is always better than thinking bad ones. But, bad things often happen to good people, no matter what they are thinking about.
When that occurs, instead of thinking about more bad things that could happen, think of the good that will come after you’ve dealt with a bad circumstance. Bad circumstances often are our greatest teachers.
Circumstances you can’t control are not inevitable, but they can and do occur. We must use whatever methods at our disposal, and within our personalities, to make sure the bad things don’t get to us, or, at least, only get to us for a short time.
One must believe he is a better person than the bad circumstances he’s been dealt. He didn’t deserve what he got, but he can overcome it.
Sometimes overcoming bad circumstances may require us to step outside our comfort zones. Jordan Spieth, in his very early 20s, could have found it difficult to compete against players more accustomed to pressure-packed tournaments. Instead, undoubtedly with the help of his real caddy, he hit shot after shot over four days, overcame the bogeys that came his way, and won The Masters.
If you, no matter what your age, have the determination of Jordan Spieth, are willing to fire your negative inner caddy and hire one that gives you the strength and grit to win, power to you. If you are looking for something outside your comfort zone to help you win, and help you help others win, visit www.bign.com/pbilodeau.
Spieth had dreamed about winning The Masters since he was 14. What are you dreaming about? It’s there for you, if you find the right reinforcement, and the right vehicle, to take you to it.
Peter