About pbilodeau01

Born in Berlin, N.H.; bachelor of arts, major in journalism, Northeastern University; master's degree in urban studies, Southern Connecticut State University; was an editor and reporter at New Haven Register, an editor at The Atlanta Journal-Constitution and a reporter at The Meriden Record-Journal. Now a freelance writer and editor.

DOING THE RIGHT THING

#DoTheRighThing #employers #employees

“Catch someone doing the right thing.”
“Do the right thing, even if no one is watching.”
These two quotes seem contradictory. However, they have much meaning together.
When one does the right thing, it’s sometimes for the display factor. They know they are being watched, evaluated etc., and they do what they’re supposed to do.
If you are a boss, you are more likely to look for people doing the WRONG things, and disciplining them for it. After all, you EXPECT people to do the right things, since that’s what they are getting paid for.
But what if, as a boss, you looked for people doing the right things? Would you think that your staff would be more motivated or excited to witness acknowledgement of what’s right, instead of punishment for what’s wrong?
Now, let’s say you are the employee. Your boss has stepped away from your area. Are you tempted to do the wrong thing, i.e. slack off, take a break etc.? If you are a good person, you keep doing your job, even if your boss isn’t watching. It matters not to you what your coworkers are doing. You just keep doing your job.
Now, as a boss, what if you surprised your employees by doing something nice for them? How would that make them feel? How would that make you feel?
Doing the right thing, no matter what, is always right. When you are in a job, you want to find the things about it that motivate you, other than the money. Finding non-monetary motivators is a key to happiness at work.
Of course, some jobs make finding non-monetary motivators more difficult than others. It’s tough to find such motivators when you clean toilets, haul trash etc. Still, your role in the organization may be vital, and you have to take encouragement from that.
On the other hand, if you are truly miserable at work, or you and your boss are constantly at loggerheads, you might need to find a path to success outside of that environment.
There are many ways out there to spend some part-time hours outside of work so that you can say goodbye to that miserable job. Message me to learn about one of the best vehicles out there to do that.
Sometimes, doing the right thing involves leaving a situation in which you are encouraged to do the WRONG thing. There are some unscrupulous employers out there who might put you in that position. In that case, getting out is doing the right thing.
As humans, we find ourselves doing the wrong things occasionally, even if we are, by and large, good people. In that case, apologize, correct your mistakes and proceed to do the right things.
It doesn’t matter who is watching. Find the right things to do, and do them vigorously and constantly. At the same time, look for others who are doing the right thing, acknowledge them and emulate them.
You will feel good. You’ll make others feel good.

Peter

HAPPY NEW YEAR! LET OPTIMISM RING AND REIGN

#HappyNewYear #2017 #BeOptimistic
Happy New Year!
Americans are hoping for a better 2017 than 2016, according to an article by Emily Swanson and Verena Dobnik, written for the Associated Press..
“Americans weren’t thrilled with (2016). Only 18 percent said things for the country got better, 33 percent said things got worse and 47 percent said it was unchanged from 2015,”reads the article, published in the Dec. 27, 2016, edition of The Atlanta Journal-Constitution.
But 55 percent believe things will be better for them in the new year. That’s a 12 percent improvement from last year’s poll, according to the article.
“You’ve got to be optimistic and I’m going to try,” the article quotes Elizabeth Flynn, 62, an elementary schoolteacher from Peabody, Mass.
“Next year will be better than this year, because people will have more jobs and they’ll have more money to spend,” the article quotes Bourema Tamboura, who lives in Harlem (New York City) and drives for a car service.
Optimism is contagious. Unfortunately, so is pessimism.
So let’s ask the question: Would you RATHER be optimistic than pessimistic?
Optimists are more likely to innovate. They are more likely to take action to solve their, and perhaps others’, problems.
Optimists press on, believing that things will get better eventually.
Pessimists tend to dwell on the wrongs, or perceived wrongs, that have been done to them.
They tend to cast blame on others, and other things, for their predicament.
They tend to sit still, or decline, because they believe things will get so worse that there is no use in trying to get better.
So, one can sit home, wallow, and blame. Or, he can go out, find solutions and make his life better, indeed, if it needs to get better. For some optimists, life is always good but it never hurts to believe it will get even better.
Most of life is governed by our thoughts. Certainly, uncontrollable circumstances can hit any, or all, of us. But circumstances should never govern us. Instead, they should prompt us to act, to take more control of our lives.
If you are looking for something to come into your lives that could not just improve it, but change it for the better, there are many such vehicles out there. To check out one of the best, message me.
Remember, good luck generally comes to those who look for it. You may live your life forever playing, and never winning, the lottery. But if you are open to looking, someone may come into your life with something that you may, or may not, have known you were looking for.
So, have a great 2017. Give it your best. Worry less about what will happen, and look more for what you can do to help others.
Stay optimistic. Your life will be so much better.
Peter

SHEPHERDS ARE THE REAL HEROES

#shepherds #GoodShepherd #ServantLeaders
In the Christmas story, the angels heralded the birth of Jesus first to shepherds.
Why shepherds, rather than more important people of the time?
Kyle Wingfield, columnist for The Atlanta Journal-Constitution, tackled this matter in his Christmas Day column of 2016.
As Wingfield puts it, shepherding was among the dirty jobs of the era, done by men of the humblest and lowliest stations in life.
But it’s so appropriate that shepherds were the first to know. Moses and David were shepherds before they became biblical heroes, Wingfield writes.
And, more importantly, the double symbolism in the story is that Jesus called himself “the Good Shepherd.” He came from humble beginnings, and circulated among, and died for, the humblest among us. As Wingfield put it, he was the ultimate example of a sacrificial leader. The ultimate shepherd.
Regardless of one’s religious beliefs, the story offers an example for all of us. Real leaders first are servants. They jump into the dirtiest of tasks if they need to. They don’t ask of others what they would not do themselves.
Most of us would strive to be servant leaders. Servant leaders look not at what’s in it for themselves, but they look first at what they can do to help others succeed.
If they do that, then success usually finds them.
Perhaps you think that your current position does not allow you to be a servant leader. Instead, your position makes you be more like, well, just a servant.
But one can be a leader, while being a servant. He or she can set the example for those around them. He or she can show others how to be a good person, or, as it were, a good shepherd. Remember, as Wingfield writes, that shepherding was a pretty lowly job back in the day.
Then, there are those who seek to do more with their lives. They want to step up from what they are doing now, and be a shepherd in a new way – one that could have even more impact on others’ lives. Perhaps they want to help others succeed in a way that they, or those whom they help, would have never dreamed of.
If that describes you, there are many ways out there for you to step out, and step up, that you might not have thought about. To learn about one of the best ways to do that, message me.
Meanwhile, by extending a helping hand in your life as it is now, you will be on your way to becoming a good shepherd.
“We don’t like to think of ourselves as sheep,” Wingfield writes. “It’s something of a slur among those who reject (the elites). But we are all in need of shepherds. Good ones. The kind who set aside pride and self-interest to put others first,” Wingfield writes.
In short, be a good shepherd in your own way. Never forget that serving is leading. Never condemn your station in life. Instead, work to improve it if you must. Don’t let the naysayers and fear mongers bring you down.
For in this season, and all others, there is so much joy to be shared.
Peter

WHY SO PESSIMISTIC, AMERICA?

#recession #unemployment #optimism
“In America today, women are liberated, while combined individual wealth is the highest in the world – China, in second place, barely has 35 percent of what we do.”
So writes Jack Hunter, politics editor for Rare.us, in a column published Aug. 28, 2016, in The Atlanta Journal-Constitution.
So why are so many Americans bummed out? Hunter asks.
The first reason, Hunter suspects, is that the country still hasn’t recovered fully from the 2008 recession.
“Comparatively low unemployment numbers mask massive workforce dropouts, and, while sage stagnation is partially a myth, pay still hasn’t risen as consistently as it might have,” Hunter writes.
He also blames the bombardment of the 24-hour news cycle, on which tragedy predominates. Finally, he blames a “tin-eared” government and political class that has little in common with those they regulate.
Let’s break down how things are. The recession produced gobs of unemployment. Those who have found new jobs in many cases are not being paid nearly what they were being paid beforehand. Many who haven’t found jobs have given up looking.
Despite good job availability in some areas – most big rigs on the road are advertising the need for drivers, for example – people either aren’t taking advantage of those openings, or may not be qualified to take those jobs.
Couple that with the fact that truck driving, in most cases, doesn’t pay what it once did, even though the work is just as hard, or even harder given the increased traffic on the roads. That’s a disincentive to wanting to take the jobs.
Eventually, wages will start to increase as demand for labor increases.
Although “now hiring” signs are popping not just on the trucks, but at other places of employment, most of the available jobs are those with which one would have difficulty making a living. Many people are cobbling together a couple of part-time jobs to try to pay their bills. Folks like these are not going to necessarily embrace what’s good about America.
The news cycle spends lots of time on bad news, but the bad news has to be reported. Many news outlets try to balance off the bad news with some good, uplifting stories. Hunter talks about America’s success at the 2016 Summer Olympics as one of those uplifting stories.
Certainly, a polarized government like ours will be slow to solve problems, but the cure for most of the country’s ailments lies outside the government’s wheelhouse.
So, on balance, life is pretty good for a lot of people. If you don’t believe you are among them, there are ways in which you can act to improve your situation. There are many ways potentially to make money without the benefit of a traditional W-2 job. To find them, you first have to be willing to look, perhaps, outside your comfort zone. If you’d like to check out one of the best, message me. You might see how people perhaps just like you took their futures into their own hands and helped others do the same.
To get that positive mind-set, look for the good things in your life – friends, family etc. Focus on those. Then, begin to do all that YOU can to find a solution to the problems in your life. The holiday season is perhaps the best time of year to do that. The joy of what is good shines at Christmas, and that joy can spark optimism for the new year.
Remember, too, that, for most of us, there is no great benefactor out there. We must provide for our own futures. If you see life that way, you’ll be better equipped to celebrate the ups and deal with the downs.
Peter

FINDING HAPPINESS BEGINS BY LOOKING FOR IT

#happy #organizations #communities

Some may not remember a few decades ago, when labor unions were not only strong, but one of the many fibers that brought communities together.
During that time, more people attended church, community service clubs such as the Lions or Rotary were flourishing, two-parent families were the norm etc.
Bob Davis and Gary Fields discussed this social erosion in a Sept. 16, 2016, article in The Wall Street Journal.
In those decades past, the union hall was the place to be in many blue-collar towns.
Today, as union membership is declining along with job security of any sort, we see the reaction of those affected by this decline. They are looking for someone, or something, to save them, and take the country back to that time.
Technology advances will not allow it.
But the question is not who will save those disaffected by technological change and lack of job security. The question becomes whom, or what, folks can turn to who have had their lives changed forever, if not for better.
Some community institutions are still around, and not all have seen membership decline.
Technology has also given us social media, but social media, though a fine creation, is no substitute for in-person interaction.
As life changes, one must look at not only what is GOOD about his life, he must be open to find ways to combat the life changes the modern world has wrought.
If you had a good job that’s gone away, and have either had to take a job that is less rewarding or have not been able to find a suitable job at all, the answer is to look for ways other than a traditional W-2 job to make money. Easier said than done? Perhaps not. Message me to find out more.
Getting back to basics, one must check his bad attitude at the door, and not reclaim it as he exits.
There is so much good in the world today, and so many reasons to be thankful, to have faith, enthusiasm and optimism.
If you think you can find those things by reconnecting with some of the older institutions in your community, by all means, go for it.
If you think you can find those things by hanging around different people – you can still have your friends, even if they don’t inspire you – by all means look for those different people. There’s no telling to what, or to whom, they could introduce you.
Looking for that one person who is going to change the world by bringing things back to the way they were is a futile exercise. However, looking for that one person who is going to change YOUR life, who will make YOUR life better, can not only be productive, but also can be very fulfilling.
In short, being optimistic, enthusiastic, open and happy can not only bring you joy, it very well could bring you success. Plus, it’s certainly better to be happy, even if you have to work at being happy, than being miserable.
Go for happy.
Peter

DIGITAL AGE BRINGS 2 TRENDS

#trends #DigitalAge #crime #technology
Youth culture has become less violent, less promiscuous and more responsible.
So writes New York Times columnist Ross Douthat.
He wrote that American childhood is safer than ever before, as teens drink less and smoke less than previous generations.
Violent crime, a young person’s temptation, had fallen for 25 years before the recent post-Ferguson homicide increase, he writes, in a column published Aug. 23, 2016, in The Atlanta Journal-Constitution.
At the same time, he writes, adulthood has become less responsible, “les obviously adult.” For the first time in more than a century, more 20-somethings live with parents than in any other arrangement.
Certainly, the recession of 2008 contributed to that. But Douthat also points out that the helicopter parent phenomenon, in which parents hover over their children by doing things the children should be doing for themselves, has contributed to the slower maturation process.
Douthat attributes these two trends to technology. “This mix of youthful safety and adult immaturity may be a feature of life in a society increasingly shaped by the Internet’s virtual realities,” he writes.
Let’s explore Douthat’s hypothesis.
When kids spend hours playing video games and otherwise sitting at computers, they are not out getting into trouble. At the same time, they are not out seeing what real life is all about.
A number of experts have written and spoken about the different groups in the workforce, with older workers, millennials and Gen-Xers all needing different things, and all motivated by different things.
But if you are among the older crowd, imagine hiring a 20-something who not only had never had a job, but also hardly had been out of the house in their formative years.
Imagine, too, the experts telling you that YOU have to change the way you do things to accommodate these kids.
Train them the way you were trained, they say, and they won’t last.
Not only are there psychological and mental differences in these kids, many are physically incapable of qualifying for many jobs. The police, fire and military usually have openings, but even if you bring back the draft, many of the recruits are not physically capable of enduring the rigor of military training. You’d probably kill them, literally, before you whipped them into shape.
Think, too, of the social aspects these kids bring. It’s tough to go out on dates when you are sitting at a computer for much of your life.
Of course, not all kids are like that. Some are ambitious, and are looking at bright futures. While others are taught to settle, they dream of what could be if they work for it.
If you are one of those kids, there are many options out there to fulfill those dreams. To check out one of the best, message me. You might come across a story of an 18-year-old high school senior who made more money than any of his teachers.
Technology is both good and bad for us. It is up to us, at every age, to take full advantage of the good while overcoming the bad. Young people must learn skills that will give them a leg up in the work force, while, at the same time, getting up, getting active and interacting live with friends, family and others.
Peter

COLLEGE DEBT CRUSHING GRADS

#CollegeGrads #jobs #debt
One graduate has resorted to selling her eggs to help infertile women.
She is one of many college graduates who have huge college debt and not enough income to easily pay it off.
Her story and others were relayed by Kala Kachmar of the Asbury Park (N.J.) Press in an article also published in the May 8, 2016, edition of The Tennessean in Nashville as part of its USA Today supplement.
About 2 million borrowers bear a $1.3 trillion loan burden, the headline reads.
“Who wants to live at home at 29? I don’t. But, luckily, I can. … I shouldn’t be living paycheck to paycheck,” the article quotes Christyn Gionfriddo of Neptune, N.J.
Let’s examine what has happened. We have gotten constant messages for decades that to get a good job, one needs a good education – a college degree. Colleges and the government have made it easier for students of all income levels to go to college.
Some of the vehicles used to facilitate students getting into college involve loans that students are not obligated to begin repaying until after graduation.
In theory, this plan works if students can convert his or her education into a good-paying job.
That doesn’t always happen.
Therefore, students are graduating with huge debt that may be difficult to repay, if their incomes can’t support it.
Some, in fact, will try to avoid repaying it.
What’s a young person to do?
First, determine in your high school years whether college is right for you.
It’s certainly a nice goal to have EVERYONE get a college degree, but today’s economics require a more in-depth thought process for each student.
Ask yourself, if you go to college, what is the goal when you graduate? What kind of income will you be likely to earn with your degree? Will you need loans to get through school? What is the likelihood of you getting a job in your chosen field immediately after graduation? Will it be enough for you to live a decent life, and pay off your debt?
If you’ve determined that college is worthwhile enough to borrow money for, then watch your spending while in school. You may have to forgo some good times, get a part-time job and otherwise be somewhat miserly. Watch every dime you spend and make sure it is worthwhile.
If you determine that college may not be right for you, don’t fret. There are other ways to make an income without having to worry about what kind of job you have. To learn about one of the best, message me. You’ll learn about people of all income and education levels spending less, and potentially earning enough to pay off any debt promptly.
In short, don’t view going to college as an automatic decision. Don’t view your education as an interlude to be young, boisterous and have a good time. Because, when you grow up, there could be a big debt welcoming you to adulthood.
Colleges don’t care what happens to you once you get out. But you should take that into account before deciding whether to go to college.

Peter

BE A HAPPY, OPTIMISTIC PROBLEM SOLVER

What qualities does a leader have?
He or she is happy, optimistic and a problem solver.
So says Dr. Dale Henry, a Tennessee-based educator, trainer and speaker, and owner of Your Best Unlimited training academy.
Henry’s speech, given at the Leadership Cumberland graduation ceremonies in Crossville, Tenn., Aug. 23, 2016, was titled, “Look Before You LEAP – For the Landing Spot.”
Henry says that despite those desired qualities in a leader, we all tend to be whiners.
When we have difficult decisions to make, our first question tends to be,”Whose Fault Is This?” Who is to blame for the difficult circumstances we are in.
Casting blame takes valuable energy away from solving problems.

We tend to gravitate toward, “the world is going to hell in a handbasket,” instead of “the future looks very bright.”
Let’s take Henry’s three characteristics and break them down.
First, being happy is something that doesn’t always come naturally. Often, we get thrown curve balls in life and, when we get enough curve balls thrown at us, we tend to lose our happiness. Leaders tend to look beyond circumstances toward what’s good in their lives, and focus on that. So, happiness is not always natural. Sometimes, we have to work on being happy.
Optimism has much the same quality as happiness. If one watches the TV news, reads newspapers etc., one finds optimism stealers galore.
Whether it’s a natural disaster, humans behaving badly or overzealous actions on behalf of one’s beliefs, it’s not easy to be optimistic about the future.
Yet, there is so much good going on unnoticed. Amid disaster, there are people giving their time, talent and treasure to help. Amid criminal acts, there are people bringing those responsible to justice. Amid overzealous actions, there are calm and reasoned voices attempting to deal with the problem.
As individuals, we must be leaders. We must see what is good in our lives and focus on that.
Solving problems can be much more difficult than casting blame.
When a tough decision is before us, we must remain calm, rational and curb whatever emotion we bring to the problem. We must take each solution and weigh all aspects. We must look for the potential good in any bad situation.
Our natural tendency is to whine We must recognize that tendency and overcome it by dealing with what’s next, instead of what was. We like to wish we could go back to what was, but when we can’t, we must realize that our only option is to move on. We should do so with the utmost happiness and optimism.
If you are a happy, optimistic problem solver, or believe you can become one, and are looking for action you can take to better your life, message me.
You can perhaps become a person who will not only have done that, but also have helped others do the same.
As has been often said, the windshield has a better view than the rear-view mirror. Continue to look forward, knowing you can make YOU better. If you focus on making you better, others will see it and follow you. That will make your community, country and the world better.

Peter

INSURANCE BUSINESS CAN BE MESSY

#insurance #healthinsurance #riskmanagement
The insurance business can be messy and complicated.

Some insurance is mandated. For example, a minimum amount of auto insurance, usually liability insurance, in case someone else gets hurt, is required in most states.

Health insurance, under the Affordable Care Act, is now mandated. We can certainly debate the necessity of that – perhaps later.

Life insurance may be the only one that is completely optional, meaning it’s not mandated and many people can live without it.

But even if insurance isn’t mandated, it may be – or should be – something we can’t really live without. When a person doesn’t buy flood insurance because it’s too expensive, but lives in a flood-prone area and gets flooded, many thoughts crowd her mind, and the minds of others watching. Those others watching may want to help, but may cringe at a Go Fund Me request to help HER. They might prefer to help the responsible folks take care of necessities that their flood insurance may not cover.

As for health insurance, the business model may seem complicated.

All insurance business models are about “risk management,” which may seem like a vague term to most, but we’ll use health insurance as an example as we break it down.

The health insurer collects premiums from folks who are healthy, and not making any, or are making very few, claims. When a person gets to a point in his life that he needs to make perhaps significant claims, those premiums he paid all those years may not matter.

The insurer will use all kinds of gimmicks, technicalities and even trickery to find ways to either not pay a claim, or pay as little as possible. They may often put consumers, already dealing with what ails them, through an incredible process to get their money. The more daunting the process, the more likely people will give up.

Remember this: just as consumers don’t like to be put through a wringer to get what they are owed, the insurers don’t like to be pestered day in and day out, either. The rule of thumb: if your policy says you are covered, fight for what you are owed. If the company doesn’t pay, sue.

Then, we have the standoffs between providers, usually big providers who may be the only game in town, and insurers over fees, reimbursements etc. You see insurers use their leverage to give the least to the provider, and you see the provider using its leverage by not taking the insurer’s policyholders as patients.

Remember, an insurer’s promise of coverage with your provider is made to be broken. In standoffs like these, the patients (policyholders) suffer and no one cares.

New York Times columnist Paul Krugman wrote that despite the exit of some big insurers from the Affordable Care Act marketplace, the law is working well, reducing the number of uninsured Americans considerably. His column was published Aug. 22, 2016, in The Atlanta Journal-Constitution. Though some insurers’ exit from the marketplace is a concern, Krugman says the problem can be fixed if people can learn to work together to do so.

The U.S. is the only major nation in the world in which health insurance is left up to the free market. Some advocate that we move to the single-payer system, in which we’d all have health insurance through the government. There are pitfalls here, too.

The insurance industry provides many, good-paying jobs. Many of those would be gone in a single-payer system. Drug and device companies rely on their U.S. profits for much of the money that goes to researching new and better treatments.

What to do? Determine what insurance you need and buy it. You may have to give up some pleasure and deal with some messy situations along the way, but going without can create far worse consequences. Remember the Fram Oil Man ads: pay me now, or pay me later.

If you are having trouble paying your premiums, look for other ways to make money. There are many part-time options out there that could even give you enough to surpass your main income. To check out one of the best, message me.
Insurance is messy. You may have to shop around frequently for the best deal, but paying penalties, or just taking the risk that you won’t need it, is a recipe for disaster.

Peter

IMMIGRANTS BENEFIT ECONOMY

#immigration #prosperity #workforce
Believe it or not, to quote the first line of a newspaper editorial, “immigrants are not the enemy.”
The Tennessean newspaper in Nashville commented on reports compiled by the bipartisan Partnership for A New American Economy showing how immigrants are contributing to the workforce, tax rolls and the overall economy, the editorial reads. It was published in the Aug. 14, 2016, edition.
In Tennessee, the newspaper says, 300,000 residents are foreign-born, or nearly 5 percent of the state’s population. But, they make up 6 percent of the state’s workforce, the editorial says. In 1990, immigrants made up only 1.2 percent of Tennessee’s population.
The editorial cites some notable stats from the report:
• Immigrants annually earn $7.9 billion, pay $493 million in taxes and have the spending power of $5.9 billion.
• They make up 7.8 percent of entrepreneurs.
• They are 32 percent more likely to work than the native-born population (57.8 percent of employed immigrants vs. 43.7 percent of employed natives.)
• Immigrants make up 7 percent of jobs in science, technology, engineering and math (the STEM skills).
Meanwhile, in an article published in The Atlanta Journal-Constitution Aug. 15, 2016, Tim Henderson of the Tribune News Service writes that many officials in small towns nationwide that have lost population in recent years are asking that refugees from the Middle East and elsewhere be relocated to their towns to take jobs they can’t fill, live in apartments and houses that are now vacant and to shop in local stores. The refugees will take the places of native-born residents who’ve moved elsewhere in large numbers.
Immigrants have basically gotten a bad reputation. Some see them as moochers, stealers of benefits and taking opportunities away from native-born Americans. The report, on which the Tennessean editorial was based, tells a different tale.
“(Undocumented workers) are demonized for their legal status, but overall they are giving back more to society than they are getting back,” the editorial says.
Undocumented workers, “though they don’t directly benefit from federal and state aid, but they annually earn $2.1 billion, pay $250 million in state and federal taxes and have $1.8 billion in spending power, “ the editorial says.
Immigrants do jobs native-born Americans won’t do. They are doing many highly technical jobs – not just manual labor – that relatively few native-born Americans are qualified for. Many get their training here, and overstay their visas.
The economic partnership that compiled the Tennessean report is aiming for sensible immigration reform.
It’s easy to blame immigrants, or something else, for one’s hard times.
It’s much more difficult to look for one’s own solutions to the hard times.
If you are looking for something to come into YOUR life that will change things for the betterment of you, there are many such vehicles out there. To check out one of the best, message me. You’ll see people from various races, and nearly all backgrounds, who have taken a step to turn their own lives around.
The economy is changing in ways that we can’t revert. One either has to accept that change and ensure that they can have what they want as the economy changes, or they can blame various people and institutions for their hardship.
If one thinks about it, one can only hope we all choose to accept and ensure. The next time you are working with, or being serviced by, someone who may not look or talk the way you do, know that the person is contributing greatly to the economy, and to the well-being of all of us.
Peter