Author Archives: pbilodeau01

About pbilodeau01

Born in Berlin, N.H.; bachelor of arts, major in journalism, Northeastern University; master's degree in urban studies, Southern Connecticut State University; was an editor and reporter at New Haven Register, an editor at The Atlanta Journal-Constitution and a reporter at The Meriden Record-Journal. Now a freelance writer and editor.

GOT A HANKERING TO RETIRE EARLY AFTER LOCKDOWN?

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#coronavirus #COVID19 #FlattenTheCurve #retirement #EarlyRretirement #lockdown
So, you were locked down in your homes for weeks.
Perhaps you worked from home, or still are.
Having nowhere to go gives one a lot of time to think.
Perhaps you thought about retiring early, since you may have gotten a small taste of what it might be like to be retired.
Wes Moss, who writes the “Money Matters” column for The Atlanta Journal-Constitution, and has a similar radio show on WSB, News Talk 750 in Atlanta, discussed this in a June 7, 2020, column.
Moss asks, “Has the lockdown experience affected your vision of retirement? Maybe you always anticipated a staycation retirement,” the article says.
Moss advises asking yourself these questions:
1. What will you do in retirement? Travel? Buy a lake house? Soil the grandkids, he writes.
2. How important is routine to you? Getting out of the house to go to work every day provides such a routine, he writes
3. Who are you? Many people, especially men, define themselves by their jobs.
4. How will you spend your days in retirement?
5. How will you get your human fix?, he asks. Social isolation during the pandemic has driven some folks nuts, which may explain the video and photos we see of crowded gatherings, with no social distancing, as some places ease lockdown rules.
6. (Perhaps the biggest question might be) How about the money? Moss has always said that many people discover they need less money to live on than they thought they would. Certainly, the lockdown has put money back in some people’s pockets because they weren’t traveling, eating out, driving etc., as they normally would.
7. Will you keep working in retirement?

Since Moss’ first five questions focus on personality, let’s focus on the last two practical matters.
If you have saved well, and invested well, during your working years, you are a big step ahead of most. Many people have not. If you are among those who have not, there are several ways that, with a little effort and determination, can help you build a nest egg relatively quickly.
Question 7 applies here. Though these programs involve effort, they do not require you to get another traditional job. In fact, working these programs may help you not only enhance your income, but also may help you grow as a person.
To learn about one of the best such programs, message me.
Moss recently surveyed more than 300 families, age 55 and older, about happiness and retirement during the lockdown.
Many say the lockdown gave them a chance to “test drive” retirement, and they loved it, he writes.
Some 26 percent would adjust their post-lockdown life permanently after the pandemic, keeping it much the same as it was during the lockdown, he writes.
For some, though, the pre-lockdown activities, such as gatherings, eating out, traveling etc., will be too much of a temptation to resist.
So what’s it been like for you? Regardless about how eager you are to return to “normal,” that “normal” will change. We don’t know exactly to what extent it will change, but it will change. As we wait for those changes, we must take whatever precautions necessary to stay healthy, safe and still enjoy life.
Peter

SOME EMPLOYERS OPTING FOR PAY CUTS VS. LAYOFFS

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#coronavirus #COVID19 #FlattenTheCurve #layoffs #PayCuts #jobs
Martin A. Kits van Heyningen opted to cut his employees’ salaries instead of laying off some of them.
The workers at his company, KVH Industries, didn’t just take the move well. They applauded him for it.
“It was one of the hardest things I’ve done, but it turned out to be the best day of my life at work” Kits van Heyningen was quoted as saying in a May 31, 2020 article in The Atlanta Journal-Constitution.
He was trying to keep their morale up. Instead, his workers kept his morale up, the article quotes the company owner.
The ranks of those forgoing job cuts and furloughs include major companies like HCA Healthcare, a hospital chain, and Aon, a London-based global professional services firm with a headquarters in Chicago, the article says.
The coronavirus pandemic has wreaked havoc on employers of all stripes. When people are forced to stay home, very little live commerce gets done.
Because this pandemic is seen as temporary, and because some companies do not want to lose their workers when things come back, they are getting creative about how to keep them.
“Companies learned the hard way that once you lay off a bunch of people, it’s expensive and time-consuming to hire them back. Employees are not interchangeable,” the article quotes Donald Deives, a compensation expert with Willis Tower Watson.
“What we’re seeing this time around (vs. during the last recession) is more of a sense of shared sacrifice and shared pain,” the article quotes Deives.
So how is your work situation during this pandemic? Though nothing is “normal,” some are faring better than others.
It might be a great time to take stock in what you do for a living. Are you able to work from home? Or, can you never work from home?
Is your company losing money because it can’t produce what it normally produces? Undoubtedly, no one saw this coming in time, so there was no way to prepare for it.
But in a crisis, there is always an opportunity to evaluate one’s life, one’s work or one’s well-being.
If you are looking to do something different with your life, or you’ve been laid off or taken a pay cut, there are many programs out there that can enable anyone to make money without having a traditional job. These programs involve work, but can be done part-time a few hours a week – from home when necessary.
To learn about one of the best such programs, message me.
No one wants to be out of work, or take a pay cut. Also, no one wants to get seriously ill, and, perhaps, die.
After the pandemic is considered over, things will probably never be the way they were. Companies are learning to not just adapt to an emergency, but they are finding new, safer ways to do things. That will mean some jobs will not come back..
But you can be the master, or mistress, of your own destiny, if you are open to looking at doing something you may never have thought about doing.
Peter

PANDEMIC MAY LEAD TO PERMANENT WORKPLACE ADJUSTMENTS

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#coronavirus #COVID19 #FlattenTheCurve #adaptation #NewNormal
What will the “new normal” look like after the coronavirus pandemic?
Georgia State University researchers conclude that as some companies retool how they do things, the future of many of the lost jobs is questionable.
Christopher Quinn, a reporter for The Atlanta Journal-Constitution, discussed the report in a May 2, 2020, article.
“Artificial intelligence and automation have been eating away for years at jobs such as those in food and hotel services, retail trade, manufacturing and sales,” Quinn writes. The shutdown caused by the pandemic could hasten and expand that process, as the shutdown forces companies into new ways of doing things, he adds.
Concerns and mitigation tactics to slow the spread of the virus have inspired – forced – creative use of digital technologies in education, business, medicine and other industries, Quinn quotes from the GSU research.
To put it bluntly, some of the jobs lost because of the pandemic may not come back. Or, if they do, they may come back in different forms.
Though some restaurants, for example, allow customers to place their orders as they walk in, what if many, if not all, restaurants, allowed you to walk in, tap your order onto a screen, sit down and your order is brought to you.
To go even further, what if your order came to you via robot or drone?
There may be a person who greets you at the door as you punch in your order. But that person’s other job may be to disinfect the screen after each order is placed.
We’ve also discussed here before the idea of calling in your order from home, and it will be ready by the time you arrive. When you order, you can decide whether to eat it in or take it out.
Other industries, too, will rethink how they do things. For example, if you are in sales, and part of your job is to regularly visit clients in person, whether the clients want you there or not, you may find yourself doing more by phone or e-mail. That may certainly cut down the number of salespeople needed.
So, let’s evaluate your situation: can you see ways your employer could eliminate or lessen your job, while accomplishing the work you were doing?
If so, whether your employer sees it yet or not, it may be time for you to explore a different ways to make money.
How? Fortunately, there are a number of programs out there that can allow you to earn a potentially lucrative income without having a traditional W-2 job.
They can also allow you to work from home, or in person, depending on the situation.
To learn about one of the best such programs, message me.
The coronavirus is still with us, despite the relaxation of many of the life and work restrictions. The question becomes, what happens to you now? Will you have, or do you even want, the job you had prior to the pandemic? Or, will you take the opportunity to reassess how you want to spend the rest of your life?
No one wants to see pandemics, and certainly no one wants to get seriously ill. But they could offer a time for thought about where your life is, and where you want it to be.
To paraphrase an old adage, when a door closes, a window often opens. We, as people, have to notice the open window, and go through it to perhaps make our lives so much better.
Peter

REOPENING OF GEORGIA’S ECONOMY UNEVEN

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#coronavirus #COVID19 #FlattenTheCurve #GeorgiaEconomy #ReopeningEconomy
Georgia was one of the first states to begin reopening its economy after the coronavirus pandemic forced many businesses and other institutions to close for several weeks.
As a result of the closing, many jobs were lost.
Michael E. Kanell, business reporter for The Atlanta Journal-Constitution, explored the business reopening in a May 20, 2020, article.
“While precise data is elusive, the tracking of cellphones and company software sketches a picture of an Atlanta rebound that is patchy and uneven,” Kanell quotes Dallin Hatch, a spokesman for California-based Womply, which sells software for managing small business.
Though many businesses were allowed to reopen, about 25 percent of those allowed to reopen remained closed initially, Kanell attributes to Womply data.
“Many businesses owners are concerned about the danger the coronavirus poses to their workers and customers,” writes Kanell. “Some said they don’t plan to open anytime soon, even though they are worried about how they will pay expenses,” Kanell writes.
Leslie Kuban, an Atlanta-based franchising consultant, told Kanell that many businesses are “guessing as they go along. … Those businesses that were cash poor didn’t make it (a decade ago),” Kanelll quotes Kuban.
It’s a really tough decision for a business owner. Obviously, he or she wants to stay in business. Many want to keep as many of their employees as possible. At the same time, they don’t want those employees, or their customers, getting the virus. Though many who test positive for it don’t have symptoms, others get very ill. Some die from it. The death toll surpassed 100,000 nationally this past week.
These business owners feel the push and pull both as a human being and as a businessperson. Sick customers and workers who are able to trace their contracting of the disease to a business location create liability issues for the business, though some places are working on legislation to mitigate that liability.
At the same time, those who would patronize certain businesses may not feel safe going out and about. One can take precautions, like wearing a mask that covers one’s mouth and nose, and keeping a good distance away from other people.
Sometimes, keeping distance is not easy, particularly when, say, getting a haircut or visiting a doctor’s office. The mask prevents the wearer, who may not know whether he or she is infected, from spreading it to others. Remember, it does not necessarily prevent the wearer from contracting it from someone who is infected.
So how do you feel about gradual openings? Are you taking precautions? Many, particularly over the Memorial Day weekend, were out and about at beaches and restaurants as if there were nothing to fear.
It’s always best to take it slowly, take necessary precautions and do only what you need to do. Avoid large crowds for the time being.
Meanwhile, this is also a good time to take stock of your personal situation. Do you have a job to go back to? Is your job worth going back to? Might you be looking for a different way to make a living?
There are many vehicles out there that allow people, regardless of education, experience or background, to earn money without having a traditional job. It involves work, of course, but it gives you the option of working from home, should you get locked down.
Want to check out one of the best such vehicles? Message me.
Meanwhile, stay safe. Help keep others safe. We have no idea what this virus will do next, but it’s best not to gather en masse and give it a golden opportunity to spread.
Give yourself, and others, the very best chance to escape it. Getting sick, or dying, is not what ANYONE wants.
Peter

PERMANENT LAYOFFS? WOMEN HIT HARDEST

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#coronavirus #COVD19 #FlattenTheCurve #JobLosses #women
During the recession of 2008, men were hit harder than women.
Most of the job losses were in manufacturing and construction.
Samantha Schmidt tackled this subject in an article for the Washington Post. It was also published May 17, 2020, in The Atlanta Journal-Constitution.
That same edition of the Atlanta paper also carried a story that said many of the so-called temporary layoffs could become permanent.
Schmidt writes that 70 percent of those laid off in the 2008 recession were men.
This pandemic has forced the layoffs mainly of restaurant servers, day-care workers, hairstylists, hotel housekeepers and dental hygienists – professions dominated by women, she writes.
“Women have never experienced an unemployment rate in the double digits since the Bureau of Labor Statistics began reporting data by gender in 1948, until now. At 16.2 percent, women’s unemployment in April was nearly three points higher than men’s,” Schmidt writes.
Her article also points out that women held some of the lowest-paying jobs – cashiers, hotel clerks, office receptionists, hospital technicians and teachers’ aides.
The pandemic wiped out job gains women had made over the past decade, just months after women reached the majority of the paid U.S. workforce for only the second time in American history, her article says.
Meanwhile, employers who early on expected to rehire all their workers once the pandemic crisis abated now would be lucky to hire back 75 percent, the other article says.
It tells the story of Britney Ruby Miller, co-owner of a small chain of steakhouse restaurants. Her quote: “I’m being realistic. Bringing back 75 percent of our staff would be incredible.”
Some large companies won’t have enough customers to justify bringing back all their employees. And, despite federal aid, some small businesses won’t survive at all, the second article says.
If you’re a laid-off employee, you’ve probably been looking for work in the companies that have continued to hire, like pizza delivery companies.
Indeed, job fairs are starting to be scheduled for companies looking to hire.
Other employees may have been looking at other ways to make a living. Actually, there are many vehicles out there that allow anyone, regardless of skills, experience or background, to supplement or even replace their working income. As a bonus, when necessary, the work can be done remotely from home.
Want to hear about one of the best such vehicles? Message me.
The main take-away from the two articles is that the pandemic may inflict permanent economic damage, particularly in the service sector.
If you can escape unscathed, or have only a temporary setback, consider yourself lucky. Remember, despite phased-in economic reopening, not everyone will feel comfortable venturing out. Many who do will do so in a restricted fashion.
The days of safe, large gatherings are still a long way away.
So this might be a great time to take stock of your future. How do you see it? Is the job you had even worth going back to? If not, the time to look at other options may be upon you.
Peter

WHAT IS NORMAL? WHAT WILL NORMAL BECOME?

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#coronavirus #COVID19 #FlattenTheCurve #TheNewNormal #normal
We all want to get back to normal.
But what IS normal, and what will it look like months from now, after adjustments to mitigate the coronavirus?
Gracie Bonds Staples, in her “This Life” column for The Atlanta Journal-Constitution, tackled the subject in the May 7, 2020, edition.
“Indeed,” she writes, “a lot of us will return to what we were doing before the pandemic struck. Work.”
Yet, for others, she continues, “life will never be the same.” Some businesses will reopen, others will never reopen, she adds.
“Normal” differs by culture, nation, age and era, Staples quotes Usha Haley, the W. Frank Barton Distinguished Chair in International Business and a social scientist at Wichita State University in Kansas.
“There was a time when slavery was normal in the South,” Staples quotes Haley. “Our first president had slaves; but it’s rightfully considered abhorrent now, and we see it as our original sin,” she quotes Haley. “There was a time when women couldn’t vote, and, in several societies, they still can’t,” she adds.
Technology and immigration, among other factors, have accelerated change in our society, Staples writes.
“The idea of normalization never has meant much,” Staples quotes Haley. “ It’s much better to ask who is affected, who benefits, and who doesn’t. Everybody is not affected the same way. Normal isn’t what we should strive for. We should strive for a better society,” Staples quotes the professor.
No matter when it happens, “normal” will be different for most of us. Businesses and individuals have had to innovate during this time to find ways to do things while minimizing physical contact among people.
Undoubtedly, that will have corporate and other thinkers looking for ways to do things differently. Usually, that means analyzing how work got done during the paramedic, and determining whether it can get done the same way, or better, in the future.
When people stay home en masse, it means less traffic, less spending on necessities like gasoline etc., and those can be good things. But physical interaction with others cannot be eliminated entirely. How do two people have a date – a successful, pleasure-filled date – without getting near each other? Also, we all long to have group gatherings, parties, weddings etc., without worrying about keeping physical distance.
So what will your “normal” look like, presuming it won’t look the same as it did before. If you are concerned how you are going to make a living, know that there are many ways out there to do so without having a traditional job.
Though these programs involve work, and physical closeness might be preferred, they can be done remotely if necessary.
If you believe your economic future may be in peril, or you just don’t want to go back to what you were doing before, and have an open mind, you can check out one of the best of these vehicles by messaging me.
Meanwhile, “normal” WILL change, at least in the short term. Perhaps, in some cases, it will change forever. Instead of wishing for what was, embrace what will be – whatever that becomes. For the only thing certain in life, besides death and taxes, is change.
So, don’t just wish change away. Work for a better life, regardless of the new “normal” circumstances.
Peter

ECONOMIC PAIN COULD LAST A WHILE

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#coronavirus #COVID19 #FlattenTheCurve #EconomicPain
Walter Isenberg has seen revenue at his hotel and restaurant group in Denver drop from $3 million a day to $40,000 a day.
“It’s just going to be a very long and slow recovery until such time as there is a therapeutic solution (to the coronavirus) or a vaccine,” Isenberg was quoted in an economic explainer published April 19, 2020, in The Atlanta Journal-Constitution.
Companies affected by the shutdowns say restarting the economy will not be easy, the article says.
Even after certain shuttered restaurants and other businesses reopen, as some have already, stay-at-home orders and other restrictions resulting from the pandemic have added a good bit of fear in consumers and workers. In short, people are afraid of getting really sick and dying, so, even as the businesses open – many with modifications to keep disease mitigation in place – some still will be afraid to venture out, the article says.
The employees of the businesses, too, will be, in many cases, afraid to go back to work even if they can get their jobs back. There’s a carrot-and-stick approach here: The carrot is regaining a paycheck. The stick is potentially losing jobless benefits, some of which pay more than their working salaries. Thus, employers, thus, have leverage in getting folks back to work sooner than they feel comfortable going back.
As for the fear among consumers and patrons of those businesses, while the businesses may reopen, they run the risk of no one coming in, out of fear.
“Returning to work will be gradual” and phased in, the article quotes Suzanne Clark, president of the U.S. Chamber of Commerce. “It’s going to be the opposite of a green light. It’s going to go from red to yellow and then green,” she said.
A few other stats quoted in the article:
• A National Bureau of Economic Research working paper, by economists from Northwestern, Stanford, the University of Chicago and Boston University predicts that the economy will shrink 11 percent at year’s end from the same period the year before. That would be the sharpest contraction since 1946.
• Many economists warn that rushing back to normal life without the safeguards needed to prevent a second wave of outbreak could worsen the economic damage further.
• A survey by Seton Hall University found that seven in 10 Americans would not feel comfortable attending a sporting event until a vaccine for the virus was developed.
• Polling by the Sports and Leisure Research Group Engagious and ROKK Solutions finds that only about a third of Americans would fly, see a movie or go to a theme park, even if they were allowed.
To quote from the movie “Field of Dreams,” “if you build it they will come. “ Relating to this situation, if you open, will they come?
If you find yourself fearful to go back to the job you had, and are looking for different ways to make money, even if you don’t want to leave your home, there are many vehicles out there that can allow you to do that. To learn about one of the best, message me.
Officials have said recently that we cannot flip a switch and have the economy roar again immediately. It will be a long, slow process that will not be without economic casualties – companies going out of business, companies not rehiring all the workers they had prior to the pandemic, among others.
You’d be wise to prepare for all eventualities. You’d be wise to develop an economic Plan B, should the worst befall you.
Peter

AIR POLLUTION MAKES THE CORONAVIRUS WORSE

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#coronavirus #COVID19 #FlattenTheCurve #AirPollution
Air pollution makes the novel coronavirus more lethal.
So says a study by Harvard University.
Long-term exposure to polluted air makes the virus more deadly because pollution worsens complications of respiratory illness, The Atlanta Journal-Constitution quotes the study. The newspaper published an explainer on this April 18, 2020.
But here’s the irony: because the virus has kept many people in their homes, thereby minimizing human activity, many cities around the world are reporting cleaner air, the article says. By not driving much, and with businesses not churning as much pollution into the air, one can actually see mountains in the distance from some cityscapes that were clouded with smog prior to the outbreak.
U.S. Environmental Protection chief Andrew R. Wheeler said the agency would not tighten controls on particle pollution, known as PM2.5, because of insufficient scientific evidence, the article says. The PM2.5 standards were enacted in 2012.
In fact, the article says, PM2.5 – small lung-damaging particles generated by power plants, cars, airplanes and burning – levels have dropped by 39 percent between 2000 and 2018. However, data has shown an uptick in some regions since 2016, according to the article.
Americans now see less pollution and have gained 1.5 years of life expectancy since 1970, the article says.
This information puts our lives into perspective. We need economic activity to live. But economic activity means pollution. It’s up to us as humans to try to maximize – we can’t really eliminate all pollution – our air quality.
This viral outbreak has taught us a lot about how to do things differently. Something as simple as minimizing trips to the grocery store can put savings back in our pocket, and minimize the particles we put into the air.
Though it would be impractical over time to live lives secluded at home, perhaps this stay-at-home life can teach us to value things we had put little value on before.
Meanwhile, stay-at-home orders also mean no income coming in for many people. What if you could make money by staying home? There are many vehicles out there that allow you to use technology to help you generate income while you, and everyone else, is staying home. To learn about one of the best such vehicles, message me.
As progress is made on alternative energy sources, we will see less pollution over time.
Decades ago, the hum of engines and factory machines meant industrial progress. They were the sounds of money being made.
As we continued to make progress, we, in turn, made our air quality worse. As we look forward to a cleaner, perhaps quieter, world, it will mean some jobs could disappear.
If you are among those for whom the sound of internal combustion engines or factory machinery means money, you may eventually have to rethink how you earn a living.
Peter

THINK BEFORE TAPPING 401K

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#coronavirus #COVID19 #FlattenTheCurve #retirement #savings #401ks
You’ve been laid off or furloughed.
You have no income, at least for the moment.
Federal stimulus, unemployment insurance etc. will help, but it may not bail you out entirely.
You haven’t got much, if anything, in savings, except, perhaps your 401(k).
You’d like to save it until retirement, but things are desperate now.
Carla Fried, from Rate.com, suggests you consider four things before you tap that retirement nest egg.
Her article was published April 16, 2020, in The Atlanta Journal-Constitution.
Fried’s first suggestion: try reducing your monthly bills. Some people have subscriptions, or belong to things, they don’t use much. If that’s the case with you, cut some of those expenses.
Fried points out that the stimulus bill allows you to stop payments on student loans until Sept. 30. Most landlords will work with you on rent. Remember, many landlords have mortgages on the place you live in, and they are hurting, too.
Fried’s second suggestion is to understand the taxes you will owe if you tape that 401(k) early. Congress has allowed those tax payments to be made over three years, but you should not tap that money unless absolutely necessary.
If you have a Roth IRA or Roth 401(k), withdraw that first, she suggests, since you can do so without a tax penalty.
Thirdly, Fried suggests taking a few minutes to think about the future. “Before you tap retirement savings, try to slow down your racing brain. Imagine yourself at 65. At 70. At 90. That’s why you save,” the article says.
Finally, Fried suggests not rushing to make that, or any, decisions because you are laid off. Know that this crisis is temporary, and if you can weather it without drastically impairing your financial future, you’ll be better off for it.
Also, take a moment to think outside the box. There are many vehicles out there that allow you to spend a few, part-time hours a week to generate an income that could ultimately dwarf whatever you would make at a job.
They can allow you to rebuild your retirement savings over time, if you desperately need to tap into it now.
To learn about one of the best such programs, message me.
In summary, take a breath. Consider everything now and in the future before making decisions. These times will test our patience, but steel yourself to be up to the test.
Remember, too, that this situation is temporary, albeit indefinite. Some states are looking to open up certain businesses at the end of April or early May. Remember, too, that “normal” may not look like the normal you remember. Some jobs may not come back. Employers will learn from this experience, and find ways to do things that may save them money, and, perhaps, cost jobs.
For you, it’s best to wait before tapping your retirement savings, if you can, and look for other ways to generate income, if you need to.
Peter

WE WANT THINGS TO BE OPEN AGAIN; DOES THAT INCLUDE YOU?

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coronavirus #COVID19 #FlattenTheCurve #OpenTheCountry #AloneTogether
Open.
We so want the country opened back up again, but don’t know yet when that can happen safely.
Close and close.
We hated to see the country close. We long for the days when we can get close again.
As much as we’d like to see the country reopen, let’s look at ourselves.
Do WE want to be more open?
It’s not an easy answer. It may take some effort to think about. But we SHOULD think about it.
Inevitably, when the country reopens completely, things are going to change.
Some companies, indeed some individuals, will have to adapt to new ways of doing things.
It’s been reported that as many as 50 percent of the jobs lost because of the pandemic will not return. Some businesses will not survive this short-term closure. Some companies will re-examine what they did during this time, to stay up to speed without violating guidelines from the U.S. Centers for Disease Control and Prevention.
Of course, they will want plans in place to combat another pandemic.
Don’t underestimate the innovation and creativity taking place during this time. Parents who work from home also had to help school their kids from home. So much communication took place without face-to-face meetings. There is potential for great savings for companies, schools and other organization if they can perfect remote communication practices.
Restaurants, bars and other businesses will need to get back up and running as they previously did. But even they may change practices as a result of this take-out-only time. For example, some restaurants allow ordering and paying online prior to pickup. What if you could order your meal, pay for it and have your food already prepared when you arrive to dine in?
All of these things will likely mean that they will eventually need fewer people.
Here’s a way, even before the country reopens, that you can be more open: consider checking out something that could give you a potentially great income without having to worry about whether a pandemic will cost you your job.
There are many programs out there that enable a person to work from home, whether there is a pandemic or not. (As a bonus, when the pandemic is over, you can work face-to-face, if you prefer that.)
If you’d like to be more open, and want to check one of the best such programs, message me.
Remember, as we long for things to be open again, we have to do it safely. That may mean remaining closed for a bit more time.
But while things are closed, why not think about being more open yourself?
What you know, and are content to pursue, may disappear very quickly. One day, you could be forced to find alternatives, some of which may be much less desirable than what you know or are content to pursue.
While we wait for the time to open the country, open yourself.
You won’t know what’s out there for you unless you open up to find it.
Peter