#know #go #show #leadership
Leadership expert John Maxwell says, “A leader knows the way, goes the way and shows the way.”
Motivational speaker Les Brown says, “Some of us are not living our dreams because we are living our fears.”
Leadership has different definitions to different people, but many experts believe a leader shows, rather than tells.
A leader is someone a person watches and emulates, rather than one who gives orders.
To lead others, referring to Maxwell’s quote, you have to show the way. He doesn’t have to be loud, dynamic or boisterous. He just has to set an example for others to follow.
How do you become one of those? Going back to Brown’s quote, you can’t follow your fears.
You have to move, step or act whether or not what you are doing or where you are stepping is scary. Many good things are scary, at least at first.
Once you get in the habit of stepping or acting, it becomes much easier and much less scary. You will learn what you have, and why others should have it and take those willing to follow you to your – and their – dreams.
So, you’ve decided you want to be a leader, but your job doesn’t allow you to. Your job requires you to follow something or someone, perhaps something or someone you’d prefer not to follow. Still, you have to make a living, so you do as you are told.
Yet, there is something within you that is gnawing, telling you there is something much better out there for you.
Here is where you cast your fears aside and examine other alternatives. There are many vehicles out there that allow you to become one who knows, goes and shows.
Your mission, should you want to be a leader, is to look for one of those vehicles, by casting your fears aside and stepping outside your comfort zone.
To check out one of the best such vehicles that can help leaders lead, message me.
Certainly, not everyone is a leader. In fact, most leaders are found, rather than created.
The task is to match leaders with the right thing to lead others to.
If your current path is not working for you, it’s up to you to look for another one. You may not find it immediately, and you may have to stay in your “wrong” path until the right one appears.
That “right” path may appear through someone you already know, or someone you’ve yet to meet.
If your dreams are more powerful than your fears, if you long to know, go and show, you have to do what you need to and, perhaps with a few spare hours, work to find the way to get to your dreams.
It’s all possible, for those willing to look for it.
Peter
Author Archives: pbilodeau01
HAVE WE LOST THE ABILITY TO DREAM BIG?
#DreamBig #BigGoals #GreenNewDeal #BigDreams
In 1962, President John F. Kennedy predicted the U.S. would go to the moon in that decade.
It did in 1969.
“We choose to go to the moon … and do the other things, not because they are easy, but because they are hard,” Miami Herald columnist Leonard Pitts quotes JFK. His column on the subject of dreaming big also appeared Feb. 26, 2019, in The Atlanta Journal-Constitution.
Pitts was focusing on the Green New Deal, proposed by Rep. Alexandria Ocasio-Cortez and Sen. Edward J. Markey.
Though the goals of the proposal are big, Pitts says some believe the idea is simply too big.
Regardless how you may feel about the Green New Deal, Pitts makes the point that the country seems to have lost the ability to dream big – an asset that has always been what America was about.
We, as individuals, too, may have lost that ability. We may have even been taught to temper our goals and dreams in favor of security.
People who do great things have many characteristics – not the least of which is the ability to see things not as they are, but as they could, or should, be. They then have the ability to carry through on that vision, overcoming all the obstacles, battling the naysayers and never losing sight of their dream.
Are you the type of person who settles for what is, rather than aiming for what could be?
Or, are you the type who sees what is as temporary, all the while aiming for what could be?
If your current situation is not giving you the life you want, know that YOU can change it, if you choose.
You don’t necessarily have to come up with the next big idea that will give you your fortune. You just have to be open to looking at situations that could change your life for the better, and have the wherewithal to crawl out of your comfort zone and go for it.
How do you find such situations? There are many out there that can offer you a potentially life-changing scenario. To check out one of the best, message me.
“Big things were what America did,” Pitts writes. “From carving highways out of corn fields and cyberspace, to airlifting hope to a starving city, to rebuilding a ravaged continent, to helping save the world from tyranny, to digging 40 miles of trench that united two oceans, to binding East and West with railroad tracks, to defeating the most powerful military on Earth with an army of farmers, when did ‘big’ ever scare America?” Pitts continued.
Sometimes, something big comes to us as something different. Sometimes, it comes to us from a messenger that we never expected. Sometimes, it can fall into the lap of the people willing to look for it.
It takes courage to ignore the people in your life who try to tell you that you can’t, shouldn’t or even had better not try THAT, even when what you are embarking on may not be as scary as you are led to believe.
You just have to have a dream big enough to not be deterred.
If you don’t have such a dream, find it. If you do, pursue it. You don’t have to settle for what is, when what could be may be waiting for you.
Peter
SUCCESS IS FLEETING; YOURS DOESN’T HAVE TO BE
#success #FleetingSuccess #TemporarySuccess #fortune #failure
Today’s success is tomorrow’s failure.
Or, so it seems that way.
We can all recall some person, entity, corporation etc. that was a huge success, but now is failing.
Ken Fisher, founder of Fisher Investments, took on this topic in a column for USA Today. It was also published Feb. 4, 2019, in The Atlanta Journal-Constitution.
The most recent example Fisher cites is Sears, America’s biggest retailer 50 years ago that is now all but dissolved.
He also talks about lottery winners upon whom the “curse” hits, and they are broke and miserable years later. That seems less like a curse, and more like a lack of personal wisdom or common sense.
In today’s world, success is indeed fleeting. The world is changing at such a rapid pace that the latest “big thing” is pushed out almost immediately by “the next big thing.”
American companies, as an example, in many cases can’t see the next big thing coming. Or, if they can, cannot gear up fast enough to latch onto it. Or, if they are fortunate enough to foresee it, latch onto it too soon, and suffer a period of stagnation awaiting the growth that is to come.
And, as fortune would have it, that “thing” the company foresaw and geared up for is soon displaced by something else.
Decades ago, when Sears reigned supreme in retail, progress didn’t move as quickly. Online shopping was not even a twinkle in some inventor’s eye. The Big 3 automakers churned out big, gas-guzzling cars until, well, foreign economy cars began to displace them. Who knew at the time that electric and self-driving vehicles were just down the road?
Yes, success is fleeting. But personal success doesn’t have to be. Instead of waiting to be part of “the next big thing,” work hard, save some of what you earn every week, sock it away, invest properly as your nest egg builds and move into your elder years without worry.
Easier said than done? Perhaps. But it may hinge on the life decisions you make, large and small, every day.
Think before you spend. What you don’t spend you can save.
Also, don’t presume the situation you may have now will stay the same, or improve. Remember, your employer may be looking for the next big thing and may or may not find it. Or, they may find it too late. Or, they may not change fast enough.
In any case, you, as the employee, will be affected, and usually not for your betterment.
Therefore, you must create your own success. How? There are many ways out there for a person to spend a few, off-work, part-time hours a week creating a potential stream of income that will enable him or her to roll with the punches at work with much more ease. You just have to be willing to look at new ideas that may be presented to you.
If you are willing to check out one of the best such vehicles, message me.
Fisher talks about making yourself indispensible to your employer. Even the most indispensible people get reorganized, laid off or their job changes to an untenable degree.
It may be better to work at your job, and look for other ways to ensure your own success and, perhaps, the success of those willing to join you.
Peter
MIDDLE CLASS MAKING A COMEBACK?
#MiddleClass #AmericanDream #security #fortunes
We used to see becoming middle class as part of the American Dream.
Middle class used to mean security. Instead of dreaming of fortunes, we craved security.
It was there to be had, if you just got a job, showed up for work most every day, did your job satisfactorily and didn’t cause trouble.
In exchange for your good behavior, you got a decent salary, health benefits, a pension when you retired and, basically, a pretty good life.
More importantly, your continued good behavior gave you a job for as long as you wanted it, with regular raises and, perhaps, a promotion or two if you really worked hard.
Mostly, you would be able to do this with little more than a high school diploma.
Those days have slowly gone away, to the point that they have almost vanished altogether.
Paul Davidson, in an article for USA Today, discusses a revival of the middle class in recent times, thanks to a healthier economy. His article was also published Feb. 13, 2019, in The Atlanta Journal-Constitution.
Davidson tells the story of Andrew Gehrt, 29, of Greenville, S.C., who was laid off as a sales rep for a water filter company and, after being unemployed for a year, he landed a job as a business development manager for a tech company. Salary: $60,000.
Andrew was very fortunate. Most who lose good jobs today end up, perhaps after a long unemployment, taking jobs that pay less than they were making.
Though Davidson writes that the fortunes of the middle class have brightened recently with the economy, it’s still a craps shoot for a lot of people.
This situation may require a new train of thought among individuals. Remember that security you, or your parents, craved that the middle class provided? With that security eroding because of technology, changing markets, company reorganizations etc., we all have to start thinking differently.
There is indeed good news here. There are many vehicles out there that can allow people to eventually not have to sweat getting laid off. In fact, if these people devote a few part-time hours a week toward one of these, he or she can build an income that could allow him or her to walk away from his or her job with a smile one day.
Here’s the key: you have to be willing to check out your options. You have to be willing to say yes to that person you know, or whom you meet, who brings one of these vehicles to you and asks you to take a look. You don’t have to say yes after you’ve seen it, but you should be open to looking.
If you are one who is willing to explore options, and wants to check out one of the best such vehicles, message me.
The middle class is indeed shrinking. It may be redefining itself. Even some with college degrees are finding options in the job market skimpy. Rather than hunt and peck through jobs you don’t like just to make a living, dream about what you would do when something great comes into your life that you can work at, have fun with and set goals you would never imagine with just a “regular” job.
If you are among those who still crave security, it will get harder and harder to find. The world is increasingly leaving you out on your own to determine your future. Not only is security no longer guaranteed, it can be elusive.
If you have a good job, have lots of years left to work and believe you are “all set,” think again. That next reorganization, or bad manager, could yank the rug out from under you.
Even if you see yourself as “all set,” check out your options anyway.
Peter
GLAD GRADS: PART 2
#GladGrads #graduations #LifeAfterGraduation #graduation #CollegeGraduation
Last week, we talked about different graduates on different missions, as we celebrate the season of degrees.
Sue Shellenbarger, who writes a Work and Family column for The Wall Street Journal, suggests six “new rules” for post-college employment searches.
In her May 7, 2019, column she cites the example of Kyle Gilchrist, 23, who graduated from Georgia Southern University in Statesboro, Ga., last December with a degree in political science. He had good grades, good debate skills and served an internship with a U.S. congressman.
He found his job options limited because he didn’t have work experience.
That brings us to Shellenbarger’s first suggestion: get work experience before graduating. Her second suggestion: start building a job search network early. Thirdly, acquire technical, analytical and interpersonal skills that may not be taught in the college courses you take. Fourthly, don’t over-rely on online job boards, which harkens back to building a job search network early. Networking involves people and personal contact, not Web sites.
Her fifth suggestion is to build a robust LinkedIn profile. Many experts believe that the conventional way to apply for a job – having a resume and knocking on doors, will eventually be surpassed as employers search sites like LinkedIn for the people they want.
Lastly, she suggests seeking out other adult mentors for advice. Those may be parents, teachers or others in your social circle who have the wisdom to guide you.
“Nearly 2 million students will emerge from U.S. colleges with bachelor’s degrees this year. Many will enter a job market their parents barely recognize,” Shellenbarger writes.
Though the labor market is tight, competition is fierce, she says.
Some grads will have more marketable degrees than others. Some will have more school debt than others.
Not only is getting a job hard for some, but also the job(s) they are offered don’t pay close to what they need to make a living, let alone pay off debt.
Like acorns, jobs may be plentiful, but hardly, in many cases, provide the nourishment and good taste humans want and need. As you think of acorns, also think of the squirrel running inside a wheel. Many jobs will feel like that to you – a lot of energy expended and very little, if any, progress to show for it.
If you find yourself in that situation, don’t worry. There are many vehicles out there that can produce a potentially lucrative income, starting with a few, part-time hours a week. The only requirement is an openness to look at them, and a willingness to do what it takes to succeed at them. To check out one of the best such vehicles, message me.
Remember, a college degree is helpful in landing a job, but doesn’t guarantee you one. You may decide that the degree you got, though enlightening in its pursuit, can’t always bring big bucks into your life. You may have to decide that pursuing your passion may require an ancillary pursuit of other income.
Again, be glad to graduate. Know that getting a good job won’t necessarily be easy. Still, work hard, dream big and be open to other helpful solutions.
Your circumstances don’t define you. How you deal with them does.
Peter
GLAD GRADS: PART 1
#GladGrads #graduations #LifeAfterGraduation #graduation #CollegeGraduation
It’s the time of year to celebrate graduations.
The grads will come in all ages, ambitions and desires.
For example, Teresa Eckart was a prosecutor and judge, who wasn’t doing what she loved. So, she went back to Kennesaw State University in Georgia to become a ballet teacher at age 59.
Hers and the profiles of other graduates were part of a package of articles in the May 5, 2019, edition of The Atlanta Journal-Constitution.
Another profiled grad is Marc Anthony Branch, 27, who leaves the day after his graduation from Emory University in Atlanta for Cambodia, where he will do urban development programming and assessments work with Habitat for Humanity.
Antoinette Charles, 20, will take her passion for helping the homeless with her when she graduates from Georgia State University, where she participated in the student organization Pads for Princesses, which assisted the homeless.
Meanwhile, Haley Evans, 21, learned to push herself at Oglethorpe University outside of Atlanta, and wound up studying abroad in Ecuador. She was able to use social media to successfully win a leadership spot on the student government organization at Oglethorpe while in Ecuador. She plans to teach in early childhood education.
Trayvon Truss, 22, was a self-described social outcast who battled depression. He was homeless much of his childhood. He also had dyslexia and was bullied. Now, he’ll earn his degree in psychology from Morehouse College in Atlanta.
Regardless of the path one takes, graduating college is a big step. Many will come out of college with degrees that won’t always yield the kind of results in the job market that they want. That’s OK for some, but for others, particularly if they are graduating with a lot of debt, that situation will present difficulties.
If that describes you, or if your passion doesn’t yield profitability, don’t fret. You can still pursue your passion, pay down your debt comfortably and live a very good life by devoting a few, part-time hours a week to one of the many vehicles out there that can create a potentially lucrative income for you. To learn about one of the best such vehicles, message me.
It’s a relief, which you may or may not yet feel, to be done with school. Think of it as a step toward what comes next in your life.
You may not yet know what that will be. Or, you may have something in mind that may or may not pan out for you.
The grads featured in the profiles all made decisions, pushed themselves and fulfilled at least some of their dreams.
Some grads tend to focus on the practical, rather than their dreams. It’s certainly OK to want to make a good living, and not have to live at home with mom and dad forever. It’s good to want a house, marriage, children etc. in your future.
Yes, some practical thinking is in order. But always have your eyes, and your mind, on something bigger.
You can get there sooner, or you can get there later. It all depends on whether you are willing to look at something you may not have considered doing before, and whether you have the ambition to do whatever it takes to get what you want.
Be glad, grads, that you’ve taken that step. Be wary of what’s out there, but also open to new things. Skepticism can be good. Cynicism never is.
Peter
RICH COHORT GETS YOUNGER
#rich #young #YoungAndRich #superrich
A survey of U.S. investors with $25 million or more says the average age has dropped by 11 years, to 47 years old.
The ranks of these Americans has doubled since the depths of the Great Recession.
The average age of those with a mere $1 million is 62, a number that hasn’t budged in years.
These figures come from an article by Ben Steverman for Bloomberg. I was also published Jan. 24, 2019, in The Atlanta Journal-Constitution.
About 172,000 U.S. households have a net worth of at least $25 million, The article says. That up from 84,000 in 2008. The study was created by the Spectrum Group, according to the article.
The “vast generational transfer of wealth” is “just beginning,” the article quotes George Walper Jr., president of the Spectrum Group.
The article doesn’t spell out how these folks are getting rich, but here are a few theories.
First, they could have invested well in the stock market, which crashed big time during the Great Recession. A big, universal downturn in the markets creates numerous buying opportunities for those willing to take a chance on them.
Even the casual observer has seen the market go up like crazy over the last decade, so those buying opportunities – at least many of them – have paid off handsomely.
Another theory, as Walper suggests, is that older rich folks are dying, and giving their wealth to their children.
A third theory is a rise in entrepreneurship. Young folks have seen a need, or created a product, that has become very popular. Think Uber, Lyft, scooter rentals in cities etc.
Here’s an area that can make ANYONE rich, who is willing to explore it. You certainly don’t have to create a new product, or meet a need. You just have to be willing to look at ideas that are not necessarily new, but could be new to you.
There are many vehicles out there that can produce wealth for anyone, with any background, education etc. You don’t even need to be a genius. You just need to learn a system and be coachable.To check out one of the best such vehicles, message me.
Amid the doom and gloom you may have witnessed in the last decade, these stats should give you a glimmer of hope. Prosperity is there for those willing to look for it. It is there for those who, rather than wallow in their circumstances, are willing to embrace something new.
And, it doesn’t matter whether you are young or older. You just need to be willing to see something that looks very promising, and go with it, no matter what you might be told is best for you.
Our parents, at least those of us who grew up in more modest households, have told us to look for security, a good job, good benefits and stay there until we retire. That was SAFE.
Yet, such situations today are rare. Few jobs are safe. Few lifestyles are secure. Few futures are certain.
Increasingly, it is up to you to determine your prosperity. Certainly, if you choose certain paths, there are many out there willing to help you. But, you have to DO it.
If you don’t see yourself as young and rich, that’s OK. But think about the life YOU want, and know there are ways out there to get it. You just have to be willing to look for them.
Peter
SOCIAL SECURITY: WHEN TO TAKE IT
#SocialSecurity #retirement #savings #earnings
It’s a question discussed numerous times in this space: when to take Social Security.
Maurie Backman of The Motley Fool took it on in a Christmas Day article, 2018, in The Atlanta Journal-Constitution.
Take it early, at age 62, and you get a lesser amount than you would at your full retirement age. But, if you have already retired and need to cobble together an income, taking Social Security early is an option.
Of course, the longer you wait to take it, the bigger your check will be. Wait until age 70, and your check could be pretty good-sized.
Backman cites three reasons he believes taking Social Security at age 62 might be a good idea for you: first, you are unable to work (or are having trouble finding a job, even though you are able to work); you’re in bad health; and, you’ve earned the right not to wait.
All those reasons make sense for some people. But everyone’s situation is different. Here’s one rule of thumb for everyone: don’t take it early just because you fear the government will run out of money and the checks will stop. Most experts believe Social Security will be around for quite some time, even if the government does nothing about the funding. Benefits may have to be adjusted in the future, they say, but it’s unlikely to go away entirely.
When making the Social Security decision, consider the following: what other income do you have, or will you have, in retirement. Income includes pensions, dividends and interest from your savings and investments and, perhaps, a no-stress, part-time job. Income, for some, may also include a full-time job. Yes, there are those who love their jobs enough that they don’t want to retire. If you are fortunate enough to be in that situation, and your employer will keep you on forever, that’s excellent.
Most folks, though, have jobs that will get old after a while, if they haven’t already. Others may have employers that are eager to get them retired, or at least out of their employ.
It’s a good idea, if you are among the latter categories, to have a Plan B in place that will give you income that will enable you to go with whatever happens, “retire” when you want and potentially give you financial freedom. Many such vehicles involve only a few part-time hours a week, with the potential to dwarf your working income. To check out one of the best such vehicles, message me.
Also, as you ponder when to take your Social Security, know that no matter how many years you paid into it, and no matter how good your income was, that government check alone probably won’t give you enough money to give you the retirement you want. You WILL need some other financial resources.
If you haven’t yet retired, and don’t know what your resources will be when you do retire, it’s time to start planning for it. The earlier you start planning, and the more disciplined you are, the better off you’ll be when you get older.
So, start saving, and get a good, trusted financial adviser to guide you in retirement planning. Remember, too, that retirement planning isn’t all about money, though money is a big factor. Know what you’ll want to do when you retire, and plan to make that happen.
The Social Security office nearest you can give you your options, based on your income. The wise person will have a plan so that, no matter when he or she retires, he or she will never run out of money.
Peter
MARKET PREDICTIONS AND PRUDENCE
#StockMarket #investing #BullMarket #MarketPredictions
Of late, the stock market has been, shall we say, volatile.
A decade ago was a big-time bust. The years hence have seen a boon.
Will that boon, soon, become a swoon?
The predictors have started to come out.
In an article for The New York Times, Alex Williams sites five popular doom-and-gloom scenarios, or situations, including the student debt problem, the situation with China, the end of easy money, Italy’s possible exit from the European Union and an anti-billionaire uprising across America.
Williams’ article was also published in the Dec. 23, 2018, edition of The Atlanta Journal-Constitution.
Meanwhile Dr. Steve Sjuggerud, who says he’s had an extensive Wall Street career, says, “We are in the final stages of a massive bull market. And the biggest gains lie ahead.” His predictions were published by The Tennessean in Nashville Jan. 27, 2019.
His theory is that just before bull markets end, there’s a big run-up in stocks because people who listen to other doom-and-gloom predictions get out too early, leaving enough cash floating around to find bargains and profit.
Warning: investors should not panic over the impending end of the bull market. Markets go up and go down. Prices go up and come back down. A prudent investor has a strong plan, and stays with it.
What is a strong plan? It’s investing prudent amounts of money in a variety of vehicles. Some of those vehicles are designed for growth – in other words, you buy them at a fairly low price anticipating their value to become apparent to the market, and they rise in price.
Then, as the price goes up, you see a good number and sell enough shares to get your cost back, and let the rest continue to grow. That’s called playing with the house’s money.
But, a good plan also has vehicles that produce income, in the form of dividends, interest etc. Even if the share price of these vehicles drops suddenly, the dividends and interest keep coming. So, you have the comfort of letting their value ride out the downturn as your income keeps coming in. Of course, you need to watch whether the dividends and interest stay constant, or start to drop. If they drop, it may be time to cut your losses.
The point here is that a good plan can weather the ups and downs of the market. Sure, if the market drops, the overall value of one’s portfolio will drop with it. But that should not deter your strategy.
There are also scenarios in which you may decide that a stock, or other investment, isn’t doing what you thought it would. So you sell it to raise cash to use to find bargains in a down market.
If all this seems complicated, find a trusted adviser who can guide you through market ups and downs, and let him or her give you advice.
Don’t really have enough income to invest in stocks? There are many ways out there to pick up extra money by devoting a few part-time hours a week that doesn’t involve what you might see as a “second job,” and aren’t dependent on the markets. To check out one of the best such vehicles, message me.
Recessions, market downturns etc. hurt. They don’t have to devastate you financially. Prudence and balance in your investments, and staying with your plan regardless of market gyrations, is the key. Markets may not go up in a straight line, but, over time, they most always go up.
Peter
BACK AND FORTH: DECISIONS, DECISIONS
#decisions #OverThinking #marriage #willpower #jobs
When someone goes back and forth with a decision, some may call him analytical.
Others may call him indecisive.
Still others may call him thoughtful or deliberate.
Naturally, we all should think before we do. But, sometimes, over-thinking can steal opportunities.
The science, or art, if you prefer, of thought is knowing when to make a decision.
Some decisions, like whom to marry, are often made on not necessarily impulse, but emotion. Sometimes, more thought is required. Other times, if you feel the person is right for you and you could lose him or her by pausing to think, you may go with your emotion and hope not to regret later.
Other decisions require immediate action. An investment opportunity comes along that could cost you if you wait to think more. This requires some quick calculation, or complete trust in the person who brought you the opportunity. It’s natural not to trust someone else, but here’s where you have to trust yourself as much or more as you trust someone else.
Then, there are the choices that require willpower, such as the choice to pass up the cake in the buffet line in lieu of a salad. Here, the decision involves how often you eat cake, how seldom you treat yourself, how often you do other things to compensate for the cake etc.
Besides whether or whom to marry, there are other life choices we all have to make. Let’s start with our jobs. Are we doing a job just because it pays us? Are we doing a job because we actually like what we are doing? Are we doing a job because, well, someone has to do it?
All jobs pay, and most don’t pay nearly enough to live the lives we would like to live. If that resembles your situation, you can do one of many things: first, you can stay at it and hope things will improve; second, you can stay at it while continuing to look for something better; third, you can stay at it while squirreling away savings, and investing those savings, until you have enough to retire; or, lastly, you can stay at it while doing something else part-time, outside of work, that will enhance your income and, perhaps, dwarf your current paycheck.
There are many such vehicles out there that can help you accomplish Plan B, the last alternative. To check out one of the best, message me.
Whatever road you choose, decisions are required. First, you have to decide how badly you want something, and whether what you are doing is going to get you that something before you die.
If the answer to the latter question is no, then you have to decide how open you may be to alternatives. Certainly, alternatives can look, or even be, scary. But knowing that what you are doing isn’t going to give you what you want may be even scarier.
Of course, you can decide to settle with your situation. That may be the devil you know, so you can sort of live with it, and never realize your dream. At least by doing that, you may not have to make any “scary” decisions, or so you think.
But if your life goals are powerful enough, fear of the unknown will become less of an, or no, issue.
Many life decisions require openness and optimism. Answers to prayers can present themselves in different ways.
The science, or art, if you prefer, is knowing when the answer to prayer is there for the taking.
Decisions, decisions. Know yourself. Trust yourself. Be open to new things and follow your dreams.
Peter