CAN YOU FIND AN EMERGENCY $400?

#EmergencyCash #MoneyInTheBank #breakdowns #PaycheckToPaycheck
Your (pick one: car, refrigerator, washing machine) breaks down.
To repair it would cost $400.
Do you have the cash, or could you get a loan that you could pay back quickly, to cover it?
Four in 10 Americans don’t, according to a Federal Reserve survey.
Jeanna Smialek discussed this in a New York Times article that was also published May 24, 2019, in The Atlanta Journal-Constitution.
But the economy is good, you say. Still, a lot of folks not only live paycheck to paycheck, their paychecks have shrunk since they lost their job, presuming they’ve gotten another one since. Some have not.
It creates a chicken-and-egg issue. If your car is broken down, you have to bum rides, or just plain not get to work. In fact, the Atlanta newspaper published more recently an article about the number of working people living in extended-stay motels because rents have risen so much. For some of those, car troubles have been the cause.
Yes, people are selling things to pay for emergencies, the Times article says.
Since the Fed took the survey, the article says, household finances have improved. That’s the good news. Three-quarters of adults said they were “doing OK” or “living comfortably,” up from 63 percent in 2013, the Times article says.
So YOU are not in dire straits. But, you may not be living the life you want. You may not have the job, or income you want. You see others with the things you would want, and wonder: why them, and not you?
Sure, you may be able to pay your bills, or deal with an emergency repair. But you may want something more out of life, and are not really sure what to do to get it.
The good news is that you CAN get it, if you are willing to look at things that you may not have ever thought you would do. There are many vehicles out there that can allow people to live their dreams, even with a part-time, off-work effort. To check out one of the best, message me.
It’s tough to live for any length of time without your car, or key appliances. It’s hard to deal with increasing rents when your paycheck is not increasing, or even declining.
We’ve all heard the horror stories of people making the choice between food and necessary medicine. In America, no one should have to make that choice.
Instead, you should have the choice of doing something that will better your life, regardless of what your employer wants you to do.
You don’t need special skills, education or background. You just need to be open to looking at something different.
America is, and has always been, a great country. Opportunities abound for those willing to check them out.
If you are unhappy with your situation, and think there is nothing you can do about it, think again.
Then, ask yourself this: am I seeing all my options, or am I afraid to look for, and at, them?
The next big thing may not fall into your lap, but there are definitely options that will make anyone’s life better.
Peter

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