#HousingPrices #AffordableHousing #HousingCosts
About a decade ago, we were hearing about people being forced out of their homes through foreclosure.
Today, we’re hearing about housing shortages, sky-high prices and high rents.
Rick Hampson tackled this issue in Los Angeles in an article for USA Today. It was also published May 20, 2018, in The Atlanta Journal-Constitution.
Hampson’s article calls this time the second Gilded Age. The first was in the late 1800s, when industrialization of the U.S. brought many immigrants, mostly from Europe, attracted by higher wages here than in their home countries.
“In this Gilded Age, like the one at the end of the 19th century, the gap between rich and poor is widening: monopolies have more power over business; business has more power over politics; and politics are close-fought and hyper-partisan,” Hampson writes.
In Los Angeles, where the cost of housing is out of sight, you have the mega-rich and the homeless huddled together.
Hampson writes about affluent areas like Bel Air, where a wildfire revealed a homeless encampment among pricey homes.
We all would like to live where we want. We all can’t afford, perhaps, to live where we might want, so we settle for living where we are.
We all can’t afford homes worth, say, $500 million, like the hilltop mansion in Bel Air that Hampson says is bigger than the White House.
Some of those homeless folks might be mentally ill. Some might just be urban outdoorsmen, to coin a phrase from retired radio talk show host Neal Boortz.
Some might have been victims of the recession 10 years ago. They’ve lost their homes to foreclosure, and can no longer afford another one – or even an apartment in California – at current prices.
One may not aspire to live in a $500 million hilltop home, but there are many ways people of modest means can better their lives, with a few hours a week part time. To check out one of the best such methods, message me.
The gap between rich and poor may be widening. Builders are not concentrating their efforts on building “affordable” housing. They are concentrating on building large homes for those who can, or want to, afford them.
Hampson goes on to say what Realtors in L.A. are doing to entice buyers. One even includes furniture, decorations and champagne with a home she is listing, he says.
Certainly, one could read this and think that it’s over the top. Perhaps you live in a small town in the middle of the country and cannot envision this happening where you are.
But the point is that housing prices are going up just about everywhere – especially in and around big cities.
Amazon is scouting places for its second headquarters that promises to bring 50,000 jobs. But amid all this prosperity are those who have very little.
We have to hope that as some prosper, others will be able to use what they leave behind to build a life of their own. The answer to homelessness is building more housing. It won’t get every homeless person off the street, but it may help the ones who’ve gotten there because of bad luck, and who want to work to create a better life.
Peter
Tag Archives: Neal Boortz
WORK, INSURANCE AND THE FUTURE
The media is abuzz with stories about employers cutting full-time workers back to part time because they believe health care reform will be prohibitively expensive.
If you are in that situation, there is a silver lining.
The time your boss has freed up for you is time you can use to find other ways to make money.
Now, you may say you are just a working stiff, and you need all the hours your boss can give you – not to mention the insurance benefits he might be taking away.
You also might think that this is temporary. Your boss will see what a penny-wise and pound-foolish decision it was to cut your hours back, and the extra hours you would give him will more than cover what it’s costing him in salary and benefits.
After all, if he didn’t need you for 40 or more hours, he wouldn’t have hired you for 40 or more hours. He would not have been that stupid, would he?
It’s tough to call this decision by some employers a knee-jerk reaction. It’s been talked about for a long time. But it may indeed be short-sighted. Your boss may just complicate his life more than he realizes if he does this.
For example: he’s probably going to have to hire another part-timer to cover the hours he is taking away from you. That part-timer may not be as good at the work as you are, or have as much experience. He’s going to have to allow for time for the new guy to get up to speed. How many sales, or how much productivity, will he lose by that? How much is that worth to him, in the overall scheme of things?
Retired syndicated radio talk-show host Neal Boortz talked about this Monday, Aug. 19, 2013, while filling in for his replacement, Herman Cain. He says that temporary employment agencies might find an opportunity in this tumult. Temporary workers would be great at filling in the gaps left by cutting back full-timers to part time. Well, bosses, good luck with that!
Good, long-term employees have a value that you can’t measure entirely with salary and benefits. Some years ago, there was an adage among employers: in the first three years of an employee’s tenure, that employee was giving you more than you were paying in total compensation. After three years, as benefits and salary increase, the employee was suddenly costing you more than he was giving you back in labor.
But the intangibles that a good, long-term employee gives his employer can be overlooked. For example: the person who’s been in the job for a few years can usually do it with minimal direction and supervision, presuming he is a good, loyal worker. He might even see things in the job that the boss doesn’t , and create efficiences he doesn’t even realize.
Yes, employers, this is real money thatmay or may not be obvious – until that person is gone for a time. So why would bosses do this to those folks who have made them prosperous?
As for the employee, the unintended gift your boss may be giving you is time to check out other ways to make money. There are many, but to look at one of the best, visit www.bign.com/pbilodeau. It’s been said that some people work full time at their jobs, and part time on their fortunes. If you now are working “part time” at your job, here’s your chance to gain time to work on your fortune.
One day, your boss may be surprised that the good person he’s had for years is leaving “to pursue other (more prosperous) opportunities.” All this, because of pre-hyped fear of insurance costs. Let’s hope the temporary worker he hires works out. Good luck with that, bosses!
Peter